OMS Integrates Instamo to Save Mortgage Brokers 26 Minutes Per Case

One Mortgage System (OMS) has integrated Instamo’s FastSubmit technology to automate the transfer of client data into lender portals. For mortgage brokers, this eliminates the repetitive manual task of rekeying information, significantly reducing administrative overhead and improving the accuracy of applications during the critical transition from recommendation to formal submission.

What was announced

The partnership brings Instamo’s FastSubmit technology directly into the OMS platform, allowing mortgage intermediaries to populate lender portals using client and case information already stored within the CRM. This integration targets one of the most persistent friction points in the mortgage process: the manual rekeying of data when moving from a recommendation to a formal application.

Under the new system, brokers log into lender portals using their standard credentials. FastSubmit then maps the relevant data fields, while allowing the broker to review every entry before final submission. Crucially, the integration does not bypass or alter existing lender controls or underwriting processes; it simply automates the data entry layer. This creates a more direct route from the initial advice stage to the final application, helping brokers progress cases with greater speed and less manual administration.

According to Instamo, the use of FastSubmit can save an average of 26 minutes per case. For high-volume brokerages, this represents a significant reduction in manual labor and a lower risk of human error during data entry. The OMS platform remains a comprehensive end-to-end solution in the UK market, covering residential, buy-to-let, second charge, equity release, bridging, and commercial mortgages, alongside general insurance and protection sourcing.

"The mortgage market has no shortage of technology, but adding more systems does not automatically make a broker’s job easier. The real value comes from connecting the right tools and removing unnecessary work without reducing the level of control."

Neal Jannels, Managing Director at One Mortgage System

The companies involved

One Mortgage System (OMS) operates as a comprehensive CRM and loan origination platform designed specifically for the UK mortgage market. The company provides a single-point solution for intermediaries and lenders, facilitating everything from initial product sourcing and criteria searching to full case management across diverse lending sectors. By positioning itself as an end-to-end platform, OMS competes by offering a unified workflow that covers not just standard residential mortgages, but also specialist areas like bridging and commercial finance.

Instamo is a fintech provider focused on streamlining the mortgage application journey through its FastSubmit technology. Based in the UK, the company specializes in bridging the gap between broker CRM systems and lender portals. By focusing on the "last mile" of the application process, Instamo aims to reduce the time-intensive nature of manual data entry. Their approach emphasizes maintaining the broker’s control over the submission while removing the repetitive tasks that often lead to delays and inaccuracies in the mortgage advice chain.

What FF News has reported before

FF News has tracked OMS’s consistent expansion of its integration ecosystem throughout late 2026. This includes the recent announcement that OMS Integrates Keychain to Deliver AI-Powered Mortgage Onboarding for Brokers, which introduced artificial intelligence into the early stages of the client journey. The platform also recently enhanced its valuation capabilities, as detailed in OMS Boosts Mortgage Efficiency with Rightmove AVM Integration as Molo Goes Live.

In the specialist lending space, the company has focused on bespoke solutions, such as when OMS and Step One Finance Launch Bespoke Loan Origination Platform to Streamline Specialist Lending. Additionally, the firm has improved access to secondary market products, notably when OMS and Scroll Finance Streamline Second Charge Buy-to-Let via New API Integration.

What this means

This move highlights a shift in the mortgage tech sector away from isolated feature-rich software toward interoperable ecosystems. While many platforms offer CRM capabilities, the real competitive advantage now lies in how effectively a system can communicate with external lender portals. By integrating Instamo, OMS is addressing a specific, high-friction pain point—the "26-minute" rekeying problem—that has long frustrated brokers. This puts pressure on legacy CRM providers who rely on closed systems. The broader industry question remains whether lenders will eventually build these direct-data paths themselves, or if third-party middleware like Instamo will become the permanent standard for the UK’s fragmented mortgage market.