Finzly Launches Assure to Embedded AI Security and Continuous Assurance Directly into BankOS

Finzly has launched Assure, an AI-powered security layer for its BankOS platform, addressing the surge in autonomous machine-speed attacks on financial institutions. By embedding security and compliance monitoring directly into the core banking infrastructure, the solution enables mid-sized banks to automate threat detection and evidence collection without the friction of manual point-solution integration.

What was announced

On September 3, 2026, in Charlotte, N.C., Finzly introduced Assure, a security and assurance layer integrated into its Agentic Galaxy suite. This suite provides the AI capabilities that power BankOS, Finzly’s cloud-native operating system for banks and credit unions. The launch is a direct response to the evolving threat landscape where autonomous AI agents conduct multi-stage attacks against live production systems.

The urgency of this release is underscored by data from the TrendAI Modern Bank Heists 2026 report, which found that AI-enabled attacks on financial institutions have increased by 89% year over year. Furthermore, 67% of institutions reported that attackers are now actively working to counter defenders during live security incidents. Assure aims to mitigate these risks through several core capabilities:

• Continuous Assurance: Moving beyond point-in-time reviews to provide ongoing evidence that critical controls are functioning.
• Automated Compliance: AI-driven collection of compliance evidence, replacing manual assembly processes.
• Attack Surface Monitoring: Constant surveillance of risks rather than scheduled audits.
• Accelerated Triage: Using AI to speed up the investigation and response to detected threats.
• Security Testing: Coverage for both traditional software and AI-assisted development workflows.

While the system currently maintains a human-in-the-loop for refining and tuning these processes, the technology is designed to move toward fully automated actions as it matures. This infrastructure-level approach ensures that security is not an afterthought but is woven into the environment where banking innovation occurs.

"Banking is entering a new era where attacks happen at machine speed, requiring that intelligence, innovation, and trust evolve together. BankOS was created to help financial institutions continuously evolve, and never has that been more needed than with AI. We introduced Agentic Galaxy to transform banking operations with AI, and with Assure we are extending that intelligence into security and resilience, helping banks innovate faster while maintaining the trust their customers depend on."

Booshan Rengachari, founder and CEO of Finzly.

The companies involved

Finzly is a banking transformation company that provides BankOS, a modern operating system designed to function as an innovation core independent of legacy dependencies. Unlike traditional payment processors or Banking-as-a-Service (BaaS) providers, Finzly positions itself as a modernization platform. It enables financial institutions to manage both traditional and tokenized money across multiple rails, including ACH, Fedwire, SWIFT, RTP, and FedNow, using a single ISO 20022-native platform and a unified ledger.

The company’s leadership includes Booshan Rengachari, Founder and CEO, and Supro Ghose, Chief Information Security Officer. Finzly’s strategy focuses on providing mid-sized banks with the tools to launch new services and growth channels in embedded banking, FX, and payments. The Agentic Galaxy suite, which Assure now joins, was originally launched in October 2025 to bring agentic AI to payment operations and banking workflows. TrendAI, whose research informed the launch, is a specialized firm tracking the intersection of artificial intelligence and financial security threats.

What FF News has reported before

Finzly has maintained a consistent pace of modernization initiatives over the past year. In August 2026, the company made headlines when Finzly Joins American Fintech Council to Drive Composable Banking and Payment Modernization, signaling its intent to influence industry standards. This followed the initial debut of its AI strategy in late 2025, when Finzly Announces Agentic AI-powered Payments and Operations first introduced the concept of agentic AI to the BankOS ecosystem.

The company has also been a vocal proponent of standardizing data formats, as seen when Finzly Positions Its Customers Ahead of the Shift to Swift MX ISO 20022. Furthermore, Finzly’s role in the broader ecosystem was highlighted when the FPC Unveils Roadmap for Embedding Instant Payments into Enterprise Resource Planning Systems, a move that aligns with Finzly’s focus on real-time payment rails like FedNow and RTP.

What this means

The launch of Assure represents a significant shift in how fintech infrastructure providers approach security. For years, banks have been forced to "bolt on" security tools to legacy cores, creating a fragmented defense that is easily exploited by AI-driven attacks. By moving security into the "operating system" layer, Finzly is putting pressure on traditional core providers who still rely on manual compliance and reactive security patches. The industry is reaching a tipping point where human-speed defense is no longer viable. This raises a critical question for the sector: will regulators accept AI-generated "continuous evidence" as a replacement for traditional human-led audits? If they do, the operational cost advantage for banks on modern platforms will become insurmountable for those stuck on legacy systems.