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Home » People » Ruth Spratt

Ruth Spratt | Senior Director, Board Director at Zip Co | Fintech Finance

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About Ruth Spratt

https://www.affirm.com/careers

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Affirm partners with Virgin Media O2 to offer flexible device financing in the UK, with Chris Bournes and Ruth Spratt announcing transparent pay-over-time options for customers.

Affirm and Virgin Media O2 Partner to Bring Flexible Financing to O2 Customers

February 6 2026

Affirm and Virgin Media O2 are today announcing a new partnership that will see the flexible payment network provide upfront and honest hardware financing

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Affirm research shows millennials prioritize flexible payment options over price when booking flights and holidays, with Ruth Spratt highlighting the opportunity for airlines and travel providers.

Two Thirds of Millennial Travellers Say Flexible Payments Are Their Deciding Factor When Choosing Airlines

October 7 2025

New research commissioned by Affirm, the payment network that empowers consumers and merchants with flexible and transparent payment options, reveals that payment flexibility is now one of the most important factors influencing travellers when booking flights and holidays.

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Affirm’s Flexible and Transparent Pay-Over-Time Options Now Available in the UK

Affirm’s Flexible and Transparent Pay-Over-Time Options Now Available in the UK

November 4 2024

Affirm, the payment network that empowers consumers and helps merchants drive growth, has launched its […]

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Zip Appoints Former EasyJet Commercial Director as New UK Chief | Fintech Finance

Zip Appoints Former EasyJet Commercial Director as New UK Chief

May 16 2022

Ruth Spratt, former European commercial director at easyJet, has been appointed UK Country Manager at […]

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