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Wednesday, September 17, 2025
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Cheaper, Faster… Riskier: Over Half Of Brits Plan To Use ChatGPT For Completing Their Tax Returns WorkFusion Raises $45 Million in Funding to Fuel Growth for Agentic AI for Financial Crime Compliance AI-Powered E-commerce, Stablecoins and Local APMs: Emerging Trends Headline EBANX’s Payments Summit in Mexico Second Day of Money20/20 Middle East Unveils Next-Gen Solutions at the Region’s Largest Ever Fintech Gathering United Gulf Financial Services Joins The Hashgraph Association and Exponential Science Foundation Adding $1M to Hedera Africa Hackathon Pool Prize Payhawk Transforms Spending Experience for Businesses With Four Enterprise-Ready AI Agents Alipay+ to Launch in Saudi Arabia, Facilitating Cross-Border Mobile Payments for Local Merchants Saudi Central Bank Launches Google Pay Service Through Mada Network Tamara Secures New Asset-Backed Facility of Up to $2.4 Billion Starling Reveals New-Look Logo, App and Cards as Bank Launches Brand Mission to Help Britons Become ‘Good With Money’ barq Joins Forces With Thunes to Power Faster, World-Class Remittances Across Saudi Arabia Paymentology Expands Presence in Saudi Arabia to Support Vision 2030 and Next-Generation Payments JPMorganChase and Plaid Announce an Extension to their Data Access Agreement for Sharing of Consumer Permissioned Data Enhancements to Ecommpay Subscriptions Service Help Address Failed Recurring Payments HSBC Deploys Wealth Intelligence for Its Wealth Management Staff to Enhance Client Experience

Revolut Bank’s Valuation: Questions Arise Despite $15 Billion Slump

Revolut, the London-based digital bank, was valued at $33 billion during its last funding round in July 2021.

However, recent reports suggest that the bank’s valuation has almost halved to $18 billion.

This slump has raised questions about the credibility of such high valuations, especially for fintech companies that have yet to turn a profit.

Schroders Nearly Halves Revolut’s Valuation

On April 25th, 2023, Schroders Investment Management announced that it had marked down the value of its investment in Revolut by almost 50%.

The asset manager stated that the revised valuation was based on a more cautious outlook for the digital bank’s growth and profitability.

Revolut’s Financial Performance

Revolut has been expanding rapidly, with the company reporting over 16 million users worldwide in 2021.

The company has also launched several new products and services, such as stock trading, cryptocurrency exchange, and insurance.

However, despite this growth, the company has yet to turn a profit, with losses increasing to £280 million in 2020.

The Risks of High Valuations

High valuations can bring significant risks for investors, especially when they are not backed by a company’s financial performance.

Fintech companies, in particular, face additional risks due to the highly competitive and rapidly evolving nature of the industry.

The recent slump in Revolut’s valuation is a reminder of these risks and the need for investors to carefully evaluate the financial performance and growth prospects of fintech companies before investing.

The Bottom Line

The recent slump in Revolut’s valuation highlights the risks of high valuations for fintech companies that have yet to turn a profit.

While Revolut has been expanding rapidly, the company’s financial performance has not kept pace, with losses increasing in 2020.

Investors need to be cautious about investing in fintech companies with high valuations, especially in a rapidly evolving and competitive industry like digital banking.

  1. Cheaper, Faster… Riskier: Over Half Of Brits Plan To Use ChatGPT For Completing Their Tax Returns Read more
  2. WorkFusion Raises $45 Million in Funding to Fuel Growth for Agentic AI for Financial Crime Compliance Read more
  3. AI-Powered E-commerce, Stablecoins and Local APMs: Emerging Trends Headline EBANX’s Payments Summit in Mexico Read more
  4. Second Day of Money20/20 Middle East Unveils Next-Gen Solutions at the Region’s Largest Ever Fintech Gathering Read more
  5. United Gulf Financial Services Joins The Hashgraph Association and Exponential Science Foundation Adding $1M to Hedera Africa Hackathon Pool Prize Read more
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