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The Current Account Switch Service Unveils the UK’s Regional Switching Rankings

By Lauren Hinton · 22 September 2025

Current Account Switch Service Q2 2025 data shows Northern Ireland, Birmingham, and Sheffield leading UK regional rankings, with 25–40-year-olds making the most account switches.
New data from the Current Account Switch Service reveals the UK’s Regional Rankings for the second quarter of this year. Between April and June 2025, Northern Ireland topped the rankings with 5,667 switches, followed by Birmingham with 5,558, and Sheffield with 4,626. London pulled ahead with 15,468 switches when its postcodes are combined1. However, the estimated population of London is significantly larger than others featured in the ranking, indicating a far higher switching rate per head for the smaller regions. Current Account Switch Service Q2 2025 Regional Rankings
  1. Northern Ireland – 5,667
  2. Birmingham – 5,558
  3. Sheffield – 4,626
  4. Newcastle upon Tyne – 4,257
  5. Manchester – 4,242
  6. Nottingham – 3,933
  7. Bristol – 3,787
  8. Glasgow – 3,646
  9. East London – 3,587
  10. South East London – 3,482
25-40s continue to dominate switching Those in the 25-40 age bracket were the most active switchers in the UK by a significant margin. This demographic made up 40% of all switches (84,660) while representing just 22% of the population2. This group was trailed by the 51-64 demographic (36,607), 65+ (34,845) and 41-50 (33,761). These groups switched in direct proportion to their representation in the population, making up a combined 49% of all switches and 49% of the total UK population. Young adults were marginally more likely to switch than those above 40, with 18-24s making up 11% (23,105) of all switches but only 8% of the population. Child accounts amounted to 432 switches across the quarter, and account for the remaining 21% of the UK population. John Dentry, Product Owner at Pay.UK, owner and operator of the Current Account Switch Service, said: “As consumers face falling interest rates, branch closures and an increasing marketplace of different and diverse offering from banks, these local stats shine a light on where these market changes are having the biggest impact. “With high inflation and changing rates on savings, there is no time like the present to reconsider your banking options and ensure your cash is in the right place. Beyond financial benefits, the range of different tools, products and services that banks and building societies provide is always evolving, so make sure you’re constantly re-assessing and partner with a bank that best suits your needs.”

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