Fluxifi Streamlines Mortgage Advice with Twenty7tec RESEARCH Integration

Twenty7tec has completed a technical integration with Fluxifi, allowing mortgage advisers to access the RESEARCH sourcing platform directly within their existing digital workflow. This API-led connection eliminates the need for manual data re-entry, addressing a critical friction point for fintech professionals focused on operational efficiency and the reduction of compliance risks in financial advice.

What was announced

The integration connects Fluxifi’s platform with Twenty7tec’s RESEARCH module via a direct API. This setup enables advisers to conduct comprehensive mortgage product, criteria, and affordability research without navigating away from their primary interface or re-keying client information. The functionality has been embedded into the Fluxifi adviser journey through a dedicated Twenty7tec button, creating a streamlined route for sourcing within the platform.

Developed as a core component of Fluxifi’s launch earlier this year, the integration is designed to ensure that data remains consistent across the advice lifecycle. By pulling Twenty7tec’s sourcing capabilities directly into the Fluxifi environment, the two firms aim to reduce the administrative burden on advice firms. The RESEARCH platform provides advisers with real-time data on mortgage products and lender criteria, which is now automatically accessible to Fluxifi users during the suitability report drafting process.

This move highlights a shift toward open technology architectures in the mortgage sector. Rather than requiring advisers to manage multiple siloed applications, the API strategy employed here allows third-party providers to incorporate specialized sourcing tools into broader adviser experiences. The integration is currently live and available to users of the Fluxifi platform, targeting firms that prioritize data accuracy and speed in their mortgage advice processes.

"Most advice firms are running their business across systems that don't talk to each other, and re-keying between them is where the hours go and where figure errors creep in. A wrong figure in a suitability report isn't an admin slip, it's a compliance risk. So we built Fluxifi around one rule: every figure traceable back to its source, from first conversation to validated draft suitability report. Plugging Twenty7tec's RESEARCH straight into that journey was the obvious move, and credit to their team: the API was a pleasure to build against, and they were responsive at every step from first call to going live."

Theo Athienitis, Founder & CEO at Fluxifi.

The companies involved

Twenty7tec is a prominent technology provider in the mortgage and wealth management sectors. The company specializes in sourcing and application platforms that connect advisers, lenders, and consumers. Its RESEARCH platform is a cornerstone of its offering, providing deep data on product availability, lender criteria, and affordability metrics. Twenty7tec has established itself as a central hub in the UK mortgage market, frequently providing industry-wide data on market trends and consumer behavior.

Fluxifi is a newer entrant to the fintech space, having launched its platform earlier this year. The company focuses on the adviser journey, specifically targeting the inefficiencies found in the transition from client conversations to the production of suitability reports. Fluxifi’s core value proposition is built around data traceability and the elimination of manual entry errors. By positioning itself as an orchestrator of various advice-related data points, Fluxifi seeks to provide a more cohesive environment for financial professionals who have traditionally relied on disconnected legacy systems.

What FF News has reported before

Twenty7tec has been a frequent subject of coverage, with 27 previous reports detailing its expansion and market insights. Recently, the company has focused on eliminating manual data entry, as seen in the report Twenty7tec Integrates ZeroKey to Eliminate Manual Data Entry for Financial Advisers. This move toward automation was further supported by the launch of new consumer-facing tools, detailed in Twenty7tec Unveils Steppl Portal to Streamline Adviser-Client Engagement.

Beyond product updates, Twenty7tec’s market data has provided a barometer for the UK housing sector. FF News covered their findings in Remortgage Searches Surge 11% as UK Homeowners Navigate Shifting Mortgage Market and Remortgage Activity Surges 7% as UK Mortgage Market Splits Between Refinancing and Cautious Buyers. These reports highlight the volatile nature of the current mortgage landscape and the increasing pressure on advisers to provide rapid, accurate advice.

What this means

This integration signals a broader industry shift where "best-of-breed" interoperability is overtaking the traditional "all-in-one" legacy CRM model. For the mortgage sector, the primary pressure is no longer just about access to data, but the integrity of that data as it moves between systems. As regulatory scrutiny on suitability reports increases, the "traceability" of figures becomes a non-negotiable requirement for advice firms. Legacy providers that maintain closed ecosystems are likely to face significant pressure from more agile, API-first platforms. The move raises a critical question for the sector: how quickly can incumbent technology providers open their architectures before they are bypassed by integrated workflows like this one?