Nium and RedotPay Partner to Provide Global Stablecoin Off-Ramping for 9 Million Users

Nium and RedotPay have partnered to integrate global off-ramp infrastructure into RedotPay’s stablecoin-based payment platform. For fintech professionals, this move signals a critical bridge between decentralized assets and traditional fiat networks, enabling RedotPay’s nine million users to convert digital holdings into 100 different currencies across 190 countries using Nium’s licensed global rails.

What was announced

Announced during the TOKEN2049 conference in Singapore, the partnership provides RedotPay with direct access to Nium’s extensive cross-border payment network. RedotPay, which focuses on stablecoin-powered financial services, will utilize this infrastructure to expand its off-ramp capabilities into new international markets. This allows users to move value from digital assets into local fiat currencies for everyday transactions.

The technical execution involves Nium connecting to stablecoin rails through partnerships with regulated blockchain infrastructure providers. Once the digital assets are processed, the subsequent fiat payouts are moved across Nium’s proprietary licensed payment network. This setup is designed to support the rapid scaling of RedotPay’s user base, which currently exceeds nine million individuals globally.

The scale of the infrastructure being leveraged is significant; Nium’s network processed over US$84 billion in global transactions over the past year. By integrating these capabilities, RedotPay aims to accelerate the adoption of stablecoin-based payments by providing a compliant and efficient method for users to exit the crypto ecosystem into traditional financial systems. The partnership covers a vast geographic footprint, spanning nearly every major corridor and currency required for global commerce.

"Stablecoins are becoming a daily payment method, not just a trading asset. RedotPay's users move between digital and traditional money constantly. Our battle-tested infrastructure is built for exactly that kind of value movement, across every corridor and currency they need."

Prajit Nanu, Founder and CEO at Nium.

The companies involved

Nium is a global infrastructure platform for money movement, providing businesses with access to a licensed network that facilitates cross-border payments and card issuance. Led by Founder and CEO Prajit Nanu, the company has established itself as a major player in the fintech ecosystem, moving tens of billions of dollars annually. Its platform is designed to simplify the complexities of local and international regulations, offering a unified suite of APIs for pay-outs, pay-ins, and card programs. Nium's network is particularly notable for its reach, spanning over 190 countries.

RedotPay is a global fintech firm specializing in stablecoin-based payment solutions. Under the leadership of Co-Founder & CEO Michael Gao, the company focuses on building inclusive financial platforms that bridge the gap between digital assets and the traditional economy. RedotPay provides users with the ability to use stablecoins for everyday spending, aiming to increase financial access through compliant blockchain-based rails. The company has seen rapid growth, recently surpassing the nine-million-user mark, as it seeks to normalize the use of digital assets for practical, real-world applications beyond speculative trading.

What FF News has reported before

FF News has closely followed Nium’s expansion into major financial markets and its research into the evolving demands of the global payments sector. Recently, the publication covered how Payments Canada Welcomes 6 New Members as Real-Time Rail Modernization Accelerates, a move that included Nium as it strengthens its presence in North American infrastructure. Additionally, Nium Research: 65% of Businesses Demand Instant Cross-Border Payments as Bank Gap Widens highlighted the increasing pressure on traditional banks to match the speed of fintech innovators. FF News also reported on the broader ecosystem's growth, such as when Emirates NBD Expands Its Near Real-Time Cross-Border Payment Network to Over 40 Countries Worldwide, underscoring the competitive landscape Nium operates within.

What this means

This partnership highlights a significant shift in the stablecoin market, moving away from pure speculation toward functional utility. By solving the "off-ramp" problem—the difficulty of turning digital assets back into usable fiat—Nium and RedotPay are addressing the primary friction point preventing crypto-assets from becoming mainstream payment tools. This puts traditional remittance providers and retail banks under increased pressure, as stablecoin-powered rails often offer superior speed and lower costs. The industry must now consider how quickly these hybrid models will force a re-evaluation of traditional liquidity management and cross-border settlement times, as the boundary between digital assets and fiat continues to dissolve.