IT Smart Systems and Feedzai Partner to Secure Digital Banking with AI-Native Fraud Prevention

IT Smart Systems and Feedzai have entered a strategic partnership to integrate AI-native fraud prevention into digital banking infrastructures. For fintech professionals, this alliance signals a push to embed real-time RiskOps directly into payment flows, specifically targeting the security requirements of instant payments and the forthcoming digital euro across Central and Eastern Europe.

What was announced

IT Smart Systems (ITSS) is incorporating Feedzai’s RiskOps platform into its existing suite of digital banking and enterprise integration services. The partnership is designed to provide financial institutions with advanced machine learning capabilities for fraud detection and anti-money laundering (AML) without disrupting the user experience. By embedding real-time risk decisioning into customer journeys—ranging from digital onboarding to transaction monitoring—the collaboration aims to move banks away from isolated security layers toward a unified ecosystem.

The integration covers several critical areas of modern banking, including omnichannel payments, SEPA flows, and Know Your Customer (KYC) processes. A primary focus of the partnership is securing the rise of instant payments and preparing for the future digital euro, addressing the increasing sophistication of financial crime. This move significantly expands the availability of Feedzai’s AI-driven risk intelligence in Romania and the wider Central and Eastern European (CEE) region.

Feedzai currently protects over $9 trillion in annual payments, and this partnership leverages ITSS’s 24 years of experience in digital banking delivery to deploy these capabilities across complex payment infrastructures. The approach treats fraud prevention not as a standalone layer but as an integrated part of the overall digital experience, ensuring that modern payment flows remain secure while maintaining a seamless interface for the end user.

"This partnership is more than a new technology alliance. It represents the next step in ITSS’s strategic vision: combining digital banking, enterprise integration, payments, AI, and fraud prevention into a unified, complete ecosystem for financial institutions."

Alex Cociu, Executive Partner at IT Smart Systems.

The companies involved

Feedzai is a global leader in AI-native financial crime prevention. The company provides a RiskOps platform used by many of the world’s largest banks and payment providers to manage risk and protect customers from fraud and money laundering. With a focus on using large-scale machine learning to process massive volumes of data in real-time, Feedzai has established itself as a critical infrastructure provider in the fight against increasingly sophisticated, AI-driven scams. The company's technology is designed to handle the scale of global finance, currently protecting trillions of dollars in transactions annually.

IT Smart Systems (ITSS) is a specialist in digital banking integration and delivery with over two decades of market presence. The firm focuses on modernizing banking platforms and integrating complex payment infrastructures to deliver omnichannel digital experiences. Based on its 24-year history, ITSS has built a reputation for handling the technical complexities of SEPA flows and enterprise-level integrations. This partnership allows ITSS to bridge the gap between front-end digital experience and back-end security, positioning itself as a comprehensive partner for financial institutions in the CEE region looking to overhaul their risk management frameworks.

What FF News has reported before

FF News has followed Feedzai’s expansion and technical developments closely. In late 2025, the European Central Bank Concluded a Framework Agreement with Feedzai to provide fraud detection and prevention for the forthcoming digital euro. This followed a period of industry recognition where Feedzai and Jack Henry Won a Silver Medal for their collaborative work on AML and fraud transaction monitoring innovation.

The company has also been active in product launches, such as Feedzai IQ, which utilizes privacy-preserving network intelligence to defend against AI-driven fraud. Additionally, the company’s research arm released OpenL2D, a framework designed to improve human-AI collaboration within technical teams.

What this means

The partnership highlights a critical shift in the fintech sector: fraud prevention is no longer a "bolt-on" feature but a core component of the digital banking stack. As the CEE region moves toward wider adoption of instant payments and prepares for the digital euro, legacy fraud systems are under immense pressure. The industry is moving toward a "RiskOps" model where security and user experience are treated as a single discipline. This alliance puts traditional security vendors on notice, as financial institutions increasingly demand integrated solutions that can handle the speed of modern payment rails while maintaining high-fidelity fraud detection.