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April 19 2023

Eric Lapin – FormFree – Fintech Meetup 2023

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At Fintech Meetup 2023, the FF News team sat down for a conversation with Eric Lapin, the president of FormFree. FormFree is a technology company that aim to build a more transparent and inclusive credit and capital market by enabling creditors to understand a person’s ability to pay and willingness to pay.

“Our token, which is called passport token, allows the consumer to opt-in via their phone to the credentials to their banking accounts. So that’s direct source data, we like to call it direct for the consumers.”

“On the inclusive lending side of things, we have what’s called a RIKI which is our residual income knowledge index. The RIKI is on top of the data and has a non-biased approach for reviewing the ability to pay for any consumer. So looking at cash flow analysis, looking at income employment & discretionary income. It helps those consumers that traditionally and unintentionally have been left out or considered invisible in the credit markets.”

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Eric Lapin | FormFree Chief Strategy Officer | Fintech Finance

Eric Lapin

FormFree

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FormFree | Fintech Finance

FormFree
  1. Nexi Extends Tap to Pay on iPhone to Merchants in Switzerland and Finland

    News

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  2. Duco appoints Margaret Franco as Chief Marketing Officer

    Hiring

     Read more
  3. Deutsche Bank Launches Bizum for Businesses in Spain

    News

     Read more
  4. Equifax UK Launches Cloud-Native Intelligence Suite for Commercial Lenders

    Fintech

     Read more
  5. ABNB Federal Credit Union Chooses Eltropy’s AI-Powered Unified Conversations Platform to Modernize Member Communications

    Fintech

     Read more
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