Sibos 2026: Volante Technologies' Nadish Lad on the Future of Payments

Quick Summary

Operational efficiency remains a central theme for financial institutions navigating a complex global landscape. Nadish Lad of Volante Technologies explains at Sibos 2026 how the company is building on its ISO native and real-time foundations to integrate Artificial Intelligence and digital currencies into the next generation of payment processing.

How is Volante Technologies addressing operational efficiency?

The foundation of the company's approach is a platform built to be ISO native and real-time from the start. Nadish Lad notes that having this core layer in place allows for the addition of specific bolt-on technologies to drive efficiency. At Sibos 2026, the focus is on applying AI to cross-payment operations. Key use cases include:

• SLA monitoring to ensure service levels are met consistently.
• Automated repairs for payment messages that require intervention.
• Payment decisioning to determine the most effective settlement channels.

How does the company manage technological evolution?

With over 25 years of history in the industry, Volante Technologies has navigated multiple waves of change, from the shift to the cloud to the emergence of blockchain. Nadish Lad describes their philosophy as keeping the shop running whilst you renovate. This experience allows the firm to adopt newer, complex changes and SaaS models without disrupting existing operations. To support this, the company uses automated tools like its Studio platform, which is designed to empower users and increase their self-sufficiency during execution.

What defines the future of the payments industry?

The future of payments will not be defined by a single technology but by a combination of three critical elements. Nadish Lad identifies these as AI, speed of execution, and digital money. The company is particularly focused on digital currencies and recently announced a partnership regarding stablecoins. By combining these three pillars, the industry can move toward a more automated and versatile settlement environment that handles a diverse range of payment channels.

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Volante Technologies demonstrates a pragmatic approach to innovation by ensuring that advanced tools like AI and stablecoin support are integrated into a robust, real-time core rather than treated as isolated experiments. Their focus on the renovation of legacy systems without operational downtime addresses one of the most significant pain points for Tier 1 banks. As the industry moves toward a multi-rail future involving digital currencies, this ability to layer new capabilities onto a stable ISO 20022 foundation will be a key differentiator for payment providers.