Cross-Border, Fraud and AI: What Pay.UK Wants From Sibos 2026
By Ali Paterson · 25 September 2026
In brief: David Crawford of Pay.UK says he wants Sibos 2026 to deepen its understanding of cross-border payments, resilience, fraud and AI, while sharing the UK's forward-thinking approach to fighting fraud.
| Event | Sibos 2026, Miami |
|---|---|
| Key Speaker | David Crawford, Pay.UK |
| Organisation | Pay.UK |
| Priorities | Cross-border, resilience, fraud, AI |
Quick Summary
Looking ahead to Miami, David Crawford, Chief Strategy and Transformation Officer at Pay.UK, says he wants to hear much more about cross-border payments, understand how others approach resilience and fraud, share the UK's approach to combating fraud, and learn how peers are handling the opportunities and challenges of AI.
What is Pay.UK hoping to take away from Sibos 2026?
As you would expect at a global forum, Crawford's list starts with the topics where international perspective adds most. He sets out four priorities:
- Cross-border: hearing much more about how other people are approaching the problem, which he describes as a real key area for Pay.UK to understand better
- Resilience: understanding how everyone else is approaching it
- Fraud: seeing how organisations are combating fraud in new and innovative ways
- AI: in line with the theme of the whole event, learning how others are facing into its opportunities and challenges
What does Pay.UK want to share?
This is not only a listening exercise. Crawford says he is looking forward to sharing how the UK is combating fraud, because he believes the UK is approaching the subject in a forward-thinking, innovative and in many respects unique way. He also wants to talk about what Pay.UK is doing with AI across the areas he has discussed, while learning how others are dealing with the same questions.
FF NEWS TAKE:
Crawford's claim that the UK's approach to fraud is unique is one to test in Miami. Fraud, cyber threats and AI tools do not stop at national borders, so other operators will want the detail behind that claim: what has worked, and what has not. If Pay.UK brings concrete lessons rather than a showcase, it will get the candid exchange on cross-border and AI that it says it is looking for.
Frequently asked questions
What does Pay.UK want to learn at Sibos 2026?
David Crawford says Pay.UK wants to hear much more about how others approach cross-border payments, which he calls a key area for the organisation. He also wants to understand how others handle resilience, combat fraud in new ways and face the opportunities and challenges of AI.
What will Pay.UK share at Sibos 2026?
Crawford says he is looking forward to sharing how the UK is combating fraud, which he describes as forward-thinking, innovative and in many respects unique. He also wants to talk about what Pay.UK is doing with AI, while learning how others are facing into its opportunities and challenges.
Why is cross-border a priority for Pay.UK?
Pay.UK runs the UK's domestic interbank retail payment systems. Crawford describes cross-border as a real key area for the organisation to understand more about, and says a global forum like Sibos is the place to learn how other people are approaching the problem.
Part of our Sibos 2026 coverage.