About Dr. Michelle He

I have long believed that consumer finance could be transformed by taking a customer-oriented, data-driven and analytics-focused approach. I have rich experience in credit analytics, driving complex banking transformation processes, and advising fast-growing global Fintech firms. I obtained my PhD in machine learning.

I’m passionate about building the future of lending. I’m committed to massively expanding access to low-cost credit by using Open Banking to better understand individuals’ finances, and helping people to improve their financial health.