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Chargebacks911’s 2025 Cardholder Dispute Index reveals subscription spending averaging $2,600 per year, rising disputes, and growing demand for banks to cancel subscriptions on behalf of consumers.

Forgotten Subscriptions and Frustrating Cancellations Are Fueling Billions in Chargebacks

September 30 2025

Subscriptions dominate daily spending, from music to media, news or makeup. They’re also at the center of a growing chargeback storm. According to Chargebacks911, a global leader in dispute resolution and chargeback prevention, its 2025 Cardholder Dispute Index shows consumers spend an average of $2,600 a year on subscriptions, and nearly half admit they’re paying for services they forgot they even had.

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