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November 19 2019

Salt Edge crosses the mark of 600+ integrated PSD2 APIs

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A new month and a new massive milestone for Salt Edge on its mission of building bridges between financial institutions and their customers via open banking – it is 600+ integrated open banking APIs in the European Union.

While it may seem like integrating new APIs is a tug of war between banks and third party providers (TPPs), the end result is important for end users. With every connected API, Salt Edge creates more opportunities for TPPs that want to offer their customers useful services with a great taste of open banking. For now, there is a big number to celebrate for Salt Edge – 600+ PSD2 connections to bank interfaces in the Eurozone, recently being added Lloyds Bank Commercial, Bank of Scotland Commercial, Barclays Business and Corporate in the UK, Commerzbank, Comdirect and ING in Germany, Caixa Geral de Depósitos, Santander in Portugal, with National Bank of Greece, American Express and many others.

The process of integrating PSD2 bank interfaces takes so much time, because the Directive says WHAT banks should do but does not specify HOW they should do it. So, financial institutions have different approaches to implementing the PSD2 requirements, APIs differ in documentation and features, communication between banks and TPPs is not always smooth, etc. None of these matters stops the integration process, as Salt Edge is steadily moving forward towards its mission of integrating all the open banking APIs in Europe and beyond. The next targets are Standard Chartered, de Volksbank, Garanti Bank, Fio, ČSOB, Knab, UBS and the Nordics – just like in the lyrics of the great classic hit “Ain’t no stoppin us now! We’re on the move!”. The list of Salt Edge’s integrated open banking APIs that constantly keeps growing can be checked here.

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