Neema’s Dynamic Routing® Helps Financial Institutions Cut Payout Costs by Up to 24%

Neema, a leading global cross-border payments platform catering to financial institutions, announced today on its one-year milestone of implementing Dynamic Routing®, that clients using the patent-pending technology have reduced payout costs by up to 24%, increased success rates by up to 18%, and achieved near 100% real time delivery.

Transferring money globally can be slow, and susceptible to errors when relying on traditional banking institutions. It can also be unreliable and costly when using fintech solutions, especially when money is moving toward its destination on a singular route, which is not always the fastest or most efficient option. 

Neema’s Dynamic Routing® technology offers a different solution that ensures seamless transaction flow and optimization of every cross-border transaction by establishing multiple real-time routes between countries. Each transaction sent through Neema’s platform and powered by Dynamic Routing® undergoes instant analysis to identify the optimal route as it considers factors such as exchange rates, speed, and reliability. This allows for personalization and maximization of every transfer across supported, and often hard-to-access corridors.

Since 2025, Neema has seen overall success across the board for payments using Dynamic Routing®, with marked improvements in volatile markets such as Kenya, and South Africa, but also mature corridors such as European and North American markets. 

“When we launched Dynamic Routing®, we knew that it had the potential to significantly impact how quickly and efficiently money moved across the world. We also knew it could save our clients money. One year later, we see the proof of how this technology has made an impact,” said Yuval Giveon, CTO & Co-Founder at Neema. “We look forward to further implementation and growth across our platform as we partner and collaborate with more financial institutions globally to bring them a better fintech product for their needs.”