Payabli and Huntington Bank Join Forces to Bring Seamless Payments to the Digital Banking Experience

WHY THIS MATTERS:
Banks are increasingly under pressure to move beyond traditional transaction processing and deliver fully integrated financial workflows within their digital platforms. Huntington’s partnership with Payabli reflects a broader shift toward embedded finance inside online banking environments — where accounts receivable, accounts payable, merchant onboarding and payment acceptance are unified within a single ecosystem.

By leveraging Payabli’s API-first infrastructure, Huntington can offer B2B customers seamless card, ACH and wallet acceptance alongside automated disbursements and OCR-enabled payouts. This reduces manual processes, accelerates cash flow and strengthens client stickiness. For banks, embedding payment operations directly into digital banking portals transforms payments from a standalone service into a core revenue and engagement driver.

Payabli, the leading embedded payments and fintech infrastructure company, announced today that it is enabling The Huntington National Bank to bring fully integrated embedded payment and banking capabilities into its online banking portal. This integration empowers businesses to accept, issue and manage transactions entirely within Huntington’s digital ecosystem. This will deliver a unified, end-to-end financial experience powered by Payabli’s infrastructure.

Built with Payabli’s powerful application programming interfaces (APIs) and user interfaces (UIs), this new embedded payments experience allows Huntington B2B customers to streamline their payments experience with an all-in-one solution. The integration combines Huntington’s trusted security and customer-centric design with Payabli’s innovative embedded technology.

“We’re thrilled to be collaborating with Huntington Bank. Together, we’re providing business customers with powerful Account Receivables and Account Payables solutions seamlessly within Huntington’s Online Banking experience. Huntington has proven to be a customer-first, innovative bank.  By embedding innovative tools directly into their workflows and leveraging advanced Payment Operations capabilities, we can empower customers with smarter, more connected payment experiences that drive growth and efficiency,” said Joseph Elias Phillips, co-founder and co-CEO.

These embedded capabilities allow Huntington to deliver an end-to-end financial experience that unifies payments, money movement and data access. Through Payabli’s modular embedded APIs and UI components, Huntington can automate merchant onboarding, enable seamless payment acceptance across card, ACH, Apple Pay and Google Pay while streamlining disbursements through ACH, vendor links and OCR-enabled payouts. These innovations modernize and elevate the bank’s B2B banking offerings, bringing automation, real-time insights, and seamless workflows, empowering customers to manage their businesses with speed, efficiency, and confidence in one trusted ecosystem.

“At Huntington, we are investing in payments to drive scale and meet the evolving needs of today’s tech-savvy customers,” said Amit Dhingra, EVP, chief enterprise payments officer at Huntington Bank. “By joining forces with Payabli, we’re not just adding new capabilities—we’re accelerating innovation and creating a foundation for long-term growth.”

“Huntington is committed to delivering innovative solutions that simplify how businesses manage their finances,” said Deepak Kapoor, head of payment product at Huntington Bank. “Working with Payabli enables us to help our customers operate more efficiently and increase control with faster cash flow and fewer manual steps for improving everyday workflows. These digital banking capabilities will help redefine how businesses interact with banking by moving from transactional to more integrated relationships.”

This reflects a broader trend across financial services as banks embrace API-first, embedded technology to modernize legacy systems and deliver the seamless, integrated experiences today’s customers expect. 

“Our vision has always been to enable seamless money movement through technology,” said Will Corbera, co-founder and co-CEO. “We knew banks would always emerge as a channel and we architected our platform for banks to distribute our technology. Our relationship with Huntington stands out because they’re leveraging our technology to deliver greater value to customers and redefine how businesses and banks interact—driven by innovation and efficiency. It’s truly a win-win.”

FF NEWS TAKE:
This is about control of the digital banking relationship. Instead of businesses relying on external fintech tools for receivables and payables, Huntington is bringing those capabilities in-house — powered by Payabli’s infrastructure.

The strategic advantage lies in integration. When payments, onboarding and reconciliation live inside the bank’s own platform, it deepens customer dependency and creates operational scale. As more regional and national banks compete with fintech-native challengers, embedded payments will increasingly define who owns the primary business banking experience.