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The Paytech Magazine Issue #18
In this issue of The Paytech Magazine, the financial technology landscape is currently witnessing a powerful synchronization of strategic priorities as across the industry, independent observations from major players reveal a unified shift toward ecosystem convergence, the intelligent deployment of AI, and a pressing need to resolve the friction caused by legacy infrastructure.
A defining trend is the blurring of lines between telecommunications and financial services. Industry leaders, such as Timur Turlov of Freedom Holding Corp, have identified that integrating a telecoms company within a financial ecosystem is essential for building effective superapps.
This “boundaryless portfolio” thinking is gaining traction, with banks increasingly hiring telecoms experts to inject fresh perspectives into their organizations; with this alignment suggesting a future where the two industries operate in close proximity to deliver seamless customer experiences.
AI is no longer a siloed innovation project; it is now central to execution, resilience, and trust.
Financial institutions like ING lead the industry in the implementation of AI co-pilots, while core banking giants such as Temenos note that clients are increasingly judging AI based on tangible impact. This focus is driving budgets toward AI applications that encourage closer alliances across supply chains.
As identified in Finastra’s State of the Nation report, the instant payment revolution is a primary catalyst, pushing financial institutions to adopt AI to manage the speed and complexity of modern transactions.
Despite these technological leaps, fragmented and legacy systems remain a significant barrier for financial institutions. These aging infrastructures undermine the innovation agility required by modern payment demands.
However, the emergence of real-time payment integrations in regions like Barbados as Payment Spayce discuss and the ambitious economic transformations in Saudi Arabia. supported by providers like Paymentology, demonstrate that where there is a welcoming environment for modernization, a brave new financial world is being built.
As the industry moves forward, it is clear that navigating these trends requires a collective realization: in the age of AI, we are all in this together.
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- Perfios Appoints Veena Rao as Chief Operating Officer Read more
- V12 Retail Finance Q1 Data Shows Continued Growth in Big-Ticket Retail Finance as UK Consumers Become More Selective Read more
- Acuity Trading Launches Pattern Recognition in AnalysisIQ for Brokers and Trading Platforms Read more
- CITY WEEK 2026 – Where Next for International at a Time of Unprecedented Change? Read more
Perfios Appoints Veena Rao as Chief Operating Officer
Perfios.ai, India’s leading B2B SaaS TechFin company, today announced the appointment of Veena Rao as its Chief Operating Officer (COO). In this pivotal role, Veena will lead Perfios’ global operations, to transform customer experience, run strategic growth initiatives and strengthen the operational foundation for the company’s growth plans.
V12 Retail Finance Q1 Data Shows Continued Growth in Big-Ticket Retail Finance as UK Consumers Become More Selective
New quarterly data from V12 Retail Finance shows that UK consumers continued to turn to point-of-sale finance for high-value purchases in the first three months of 2026, with total finance values across the platform growing 4% between January and March, compared to Q1 2025.
Acuity Trading Launches Pattern Recognition in AnalysisIQ for Brokers and Trading Platforms
Acuity Trading has launched Pattern Recognition within its AnalysisIQ tool, adding automated chart pattern detection to its intelligence platform for brokers and trading platforms.
CITY WEEK 2026 – Where Next for International at a Time of Unprecedented Change?
City Week is returning for its 16th annual edition. Held in-person at the Royal Garden Hotel between 18 and 19 May, this year’s edition will take place at a time when the financial services are undergoing profound change. Geopolitics – particularly the Iran war - are reshaping trade and investment flows. Technology, especially AI, is transforming business models. Regulatory regimes are having to pivot toward a pro-growth stance amid a widespread cost-of-living crisis. The role of the financial services industry in combating climate change is under challenge. Crypto, digital assets and blockchain have finally achieved acceptance in mainstream finance. No financial institution can afford to stand still in the face of such change.
ITC Europe 2026 Challenge Lab Returns with Generali: Open Call for Startups to Tackle the Defining Liability Risk of the AI Era
ITC Europe today announced the return of the Challenge Lab, the competition platform connecting pioneering startups with insurance industry leaders to tackle the sector's most pressing challenges. Following its successful inaugural edition at ITC London earlier this year, Generali returns as industry partner for the ITC Europe edition, setting the challenge: "AI Liability: Insuring Intelligence at Scale."
FinTech Roadmap 2026 to Bring International Fintech Companies and Industry Debate to Prague
The fifth edition of the FinTech Roadmap conference will take place on May 14, 2026, at the Czech National Bank Congress Centre in Prague. The event will feature panel discussions, keynote presentations and workshops focused on financial technology innovation, fintech business models, international expansion and current regulatory developments in the Czech Republic and the European Union.
Ethos Collaborates with Liberty Mutual to Deliver a Modern, Digital-First Life Insurance Experience
Ethos and Liberty Mutual Insurance, announced they are working together to expand the reach of Liberty Mutual's direct-to-consumer life insurance offering
Rightway Parking Highlights MSP’s Edge for On-Time Travel
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Perfios Appoints Veena Rao as Chief Operating Officer
Perfios.ai, India’s leading B2B SaaS TechFin company, today announced the appointment of Veena Rao as its Chief Operating Officer (COO). In this pivotal role, Veena will lead Perfios’ global operations, to transform customer experience, run strategic growth initiatives and strengthen the operational foundation for the company’s growth plans.
V12 Retail Finance Q1 Data Shows Continued Growth in Big-Ticket Retail Finance as UK Consumers Become More Selective
New quarterly data from V12 Retail Finance shows that UK consumers continued to turn to point-of-sale finance for high-value purchases in the first three months of 2026, with total finance values across the platform growing 4% between January and March, compared to Q1 2025.
Acuity Trading Launches Pattern Recognition in AnalysisIQ for Brokers and Trading Platforms
Acuity Trading has launched Pattern Recognition within its AnalysisIQ tool, adding automated chart pattern detection to its intelligence platform for brokers and trading platforms.
CITY WEEK 2026 – Where Next for International at a Time of Unprecedented Change?
City Week is returning for its 16th annual edition. Held in-person at the Royal Garden Hotel between 18 and 19 May, this year’s edition will take place at a time when the financial services are undergoing profound change. Geopolitics – particularly the Iran war - are reshaping trade and investment flows. Technology, especially AI, is transforming business models. Regulatory regimes are having to pivot toward a pro-growth stance amid a widespread cost-of-living crisis. The role of the financial services industry in combating climate change is under challenge. Crypto, digital assets and blockchain have finally achieved acceptance in mainstream finance. No financial institution can afford to stand still in the face of such change.
ITC Europe 2026 Challenge Lab Returns with Generali: Open Call for Startups to Tackle the Defining Liability Risk of the AI Era
ITC Europe today announced the return of the Challenge Lab, the competition platform connecting pioneering startups with insurance industry leaders to tackle the sector's most pressing challenges. Following its successful inaugural edition at ITC London earlier this year, Generali returns as industry partner for the ITC Europe edition, setting the challenge: "AI Liability: Insuring Intelligence at Scale."
FinTech Roadmap 2026 to Bring International Fintech Companies and Industry Debate to Prague
The fifth edition of the FinTech Roadmap conference will take place on May 14, 2026, at the Czech National Bank Congress Centre in Prague. The event will feature panel discussions, keynote presentations and workshops focused on financial technology innovation, fintech business models, international expansion and current regulatory developments in the Czech Republic and the European Union.