Agentic AI Finally Cracks Finance Complexities

For years, the finance function has been the last department big tech couldn’t crack. Now, a new wave of agentic AI technology is proving that even the most complex and nuanced function can benefit from AI agents – without sacrificing accuracy or compliance.

Stacks, the fast-growing AI startup transforming finance operations, has today announced the launch of the first Agentic platform purpose-built for accounting professionals. This breakthrough technology enables finance teams to move beyond using AI for simple tasks, empowering them to manage the entire month-end close. By streamlining the process, it frees valuable time for strategic initiatives and brings the vision of a one-click close within reach.

Forecasting that over half of modern CFO offices will be using agentic AI by the end of 2026, Stacks is facilitating early adoption among finance teams, with the strongest demand coming from retail and consumer commerce sectors.

Stacks’ new Agentic offering comes at a time when CFOs are expected to act as enterprise-wide strategists, yet are often constrained by legacy systems and outdated processes. A recent Deloitte study found over 60% of finance leaders spend too much time on transactional tasks, while Gartner reports that despite heavy automation investments, most organisations see limited gains in reducing close-related workloads.

“Many legacy players in the space have failed to solve the problem at scale because technology was not there to deal with complex business logic,” said Albert Malikov, CEO and Founder of Stacks, ex-Uber and Plaid. “Accounting doesn’t follow a script. Workflows are dynamic and messy, and full of judgment calls. That’s where rule-based systems fall short – and why agentic AI is such a game changer.”

Unlike traditional automation tools that struggle with exceptions and nuanced scenarios, Stacks’ Agentic platform is built to operate in real-world accounting environments and scale with the evolving needs of CFOs and their teams.The platform learns from how accountants resolve issues, such as currency discrepancies, anomalies, or missing transactions, and adapts in real time, applying the same judgment and context to similar cases.

Early enterprises have reported 97% fewer manual reconciliations and a 50% reduction in financial close times, as well as more robust control and compliance frameworks as a result. 

“Finance leaders aren’t just under pressure to close the books efficiently. They’re expected to advise on pricing, support market expansions, and inform strategy,” Malikov added. “But many are still stuck chasing anomalies and cleaning up data. Our goal is to eliminate that drag. With Agentic AI, we’re moving the industry closer to a true one-click close – freeing finance teams to focus on driving the business forward, not untangling numbers.”

Finance leaders are already seeing the difference: “Most AI automation tools require regular rule updates and struggle to reconcile unique items. Stacks’ Agents reduce the need for manual oversight in these scenarios, allowing finance to remove administrative roles and focus on supporting commercial and growth initiatives,” said Alfie Samson, Finance Director at Bumper.

Founded in 2024, Stacks raised €10M in February 2025 from EQT Ventures and General Catalyst. The company has been named one of Sifted’s AI-powered fintechs to watch and in less than six months since launch acquired support from more than 30 innovative enterprises including Epidemic Sound, Bloom & Wild, Motorway, Freetrade, Cleo, and Bumper.