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Sunday, May 10, 2026
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FCA Pensions Report: EValue Comments and Supporting Data

In response to the FCA’s report revealing that over half of pension pots accessed as a result of the pension freedoms have been fully withdrawn, Bruce Moss, Director of Strategy at EValue, comments on how the size of the pension fund can impact the desire for flexibility to withdraw funds. I have also included supporting data, to further assist with any pieces you may be writing.

Bruce Moss, Director of Strategy at EValue comments: The strong correlation between the preference for flexible income and increasing pension wealth seems very rational – the additional costs associated with flexible income are easier to justify, the risk of variations in the level of the income which is sustainable for life may be easier to shoulder and there is a stronger sense of ownership as pension assets increase. However part of the effect is also due to the fact that men tend to have higher pension funds and are more favourably inclined to flexible income.”

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