Uzbekistan’s Uzum Named Among World’s Top Fintech Companies by CNBC and Statista

Quick Summary

Uzum has been recognized as one of the World’s Top Fintech Companies for 2026 by CNBC and Statista. As Uzbekistan’s first national digital ecosystem, Uzum earned its place in the neobanking category for its innovative, branchless financial services and rapid digital growth.

How is Uzum transforming financial services in Uzbekistan?

Uzum solves the challenge of fragmented financial services by providing a national digital ecosystem that integrates banking, shopping, and payments into a single platform. By focusing on a seamless user experience, the company has successfully transitioned millions of users away from traditional branch-based banking toward digital-first solutions. This ecosystem-based model allows for rapid scaling and ensures that modern financial tools are accessible even in remote regions.

• Over 6 million users have already adopted Uzum Bank cards.
• The platform integrates embedded finance for entrepreneurs.
• Services include installment financing and instant money transfers.

What makes Uzum a leader in the Neobanking category?

The neobanking recognition from CNBC and Statista highlights Uzum’s ability to deliver banking-like services without the overhead of traditional physical infrastructure. The evaluation by Statista utilized category-specific industry KPIs to measure Uzum’s operational performance and digital maturity. By embedding financial services into daily life—such as retail and logistics—Uzum has created a high-growth trajectory that sets a benchmark for emerging markets.

How does the ecosystem model drive digital economy growth?

Uzum contributes to the Uzbekistan digital economy by lowering the barrier to entry for both consumers and small business owners. Through integrated digital channels, users can manage personal finances and access credit in just a few clicks. This scalable digital solution not only improves financial inclusion but also provides a robust framework for modern digital services to thrive across the Central Asian region.

"This recognition is, above all, a testament to the fact that an ecosystem approach is transforming the everyday financial experience of millions of people. We are building an ecosystem that scales through a seamless user experience, where financial and everyday services are integrated into a single environment. This makes it easier for users to access the solutions they need while enabling us to continuously expand our product offering and make modern digital services available across the country. This approach has already led more than 6 million users to choose Uzum Bank cards, as the card has become a natural part of everyday interaction with the ecosystem rather than simply a payment instrument. We are creating a seamless digital experience in which financial services are embedded into daily life, allowing users to shop, pay, access installment financing, transfer money and use other services within a single ecosystem in just a few clicks." said Djasur Djumaev, CEO and Founder of Uzum.

FF NEWS TAKE:

Uzum’s inclusion in the CNBC/Statista list definitely moves the needle for the Central Asian fintech scene. It signals that Uzbekistan’s digital ecosystem is no longer a local secret but a global contender. By successfully scaling a neobanking model to 6 million users in a developing market, Uzum proves that integrated ecosystems are the most effective way to drive financial inclusion and digital maturity in emerging economies.