Temenos Crowned World’s Best Core Banking Solution by Euromoney for Second Consecutive Year

Quick Summary

Temenos has been named the World’s Best Core Banking Solution by Euromoney for 2026, marking its second consecutive win. The award highlights Temenos' progressive modernization strategy, its investment of 20% of revenue into R&D, and the successful rollout of generative AI banking agents for over 950 global clients.

How Does Temenos Solve Legacy Banking Challenges?

Temenos addresses the risk of total overhaul by offering a composable core strategy that allows for progressive modernization. Instead of a high-risk "big bang" migration, banks can update specific functions like retail deposits or lending independently. This modular approach ensures business continuity while enabling institutions to adopt cloud-native technology at their own pace.

• 950+ banks currently utilize Temenos for core operations.
• 20% of annual revenue is reinvested into research and development.
• Composable solutions reduce the risk of digital transformation.

What Results Has Temenos AI Delivered for Banks?

The introduction of Temenos AI Agents and Conversational Studio has redefined how banks handle automated operations. These tools allow financial institutions to accelerate innovation cycles and provide hyper-personalized customer experiences. By integrating generative AI copilots directly into the core, Temenos helps banks achieve higher automation levels and significantly faster time-to-market for new financial products.

How Does the Design Partner Program Benefit Clients?

The Design Partner Program facilitates direct co-creation between Temenos and its banking clients. This ensures that new product capabilities are shaped by real-world customer needs rather than theoretical roadmaps. By focusing on client-centric proposition, Temenos bridges the gap between complex architectural requirements and the practical demand for agile financial services.

FF NEWS TAKE:

Winning the World’s Best Core Banking Solution title twice in a row confirms that Temenos is successfully navigating the shift from legacy systems to AI-driven composable banking. While many competitors struggle with the complexity of cloud migration, Temenos' focus on progressive modernization and heavy R&D spend truly moves the needle. They aren't just providing software; they are providing a low-risk evolution path for the world's largest tier-one banks.