Tandem Bank Appoints Lloyd Turner as Southern Account Manager to Scale Second Charge Lending

Quick Summary

Tandem Bank has appointed Lloyd Turner as Southern Account Manager to drive growth in the second charge mortgage market. Turner will support over 75 specialist intermediaries across Southern England, leveraging his 15 years of experience to help brokers navigate a sector that recently surpassed £2.0bn in annual originations.

How Does Tandem Bank Support Specialist Mortgage Brokers?

Tandem Bank provides specialist mortgage brokers with dedicated regional support to navigate the complex second charge lending landscape. By appointing Lloyd Turner as Southern Account Manager, the bank ensures that intermediaries in the South of England have a direct point of contact with over 15 years of industry expertise. This move is designed to streamline the application process and improve access to Tandem’s specialist product suite.

• Direct access to expert underwriting insights and product knowledge.
• Support for a distribution network of over 75 specialist intermediaries.
• Utilization of Tandem Connect, a proprietary loan management platform launched in 2025.

What is Driving Growth in the Second Charge Market?

The second charge market is experiencing a significant surge as homeowners seek alternatives to traditional remortgaging in a shifting interest rate environment. In 2025, the sector saw a 25% year-on-year expansion, with total market originations breaking the £2.0bn milestone for the first time. Tandem Bank currently serves more than 25,000 active customers, positioning itself as a primary liquidity provider for those looking to unlock home equity without disturbing their primary mortgage rate.

How Does Lloyd Turner’s Appointment Impact Regional Lending?

Lloyd Turner brings a wealth of experience from United Trust Bank and Pepper Money, specifically targeting the Southern English corridor. His role focuses on strengthening broker relationships and ensuring that Tandem’s criteria and pricing remain competitive for regional firms. By front-loading specialist lending expertise into the field, Tandem aims to reduce friction for brokers and provide faster support for complex cases.

FF NEWS TAKE:

Tandem Bank’s strategic hire of Lloyd Turner moves the needle by doubling down on the second charge mortgage sector at a time of record demand. As remortgaging becomes less attractive for many consumers, the ability to provide seamless intermediary support through experienced regional managers is a major competitive advantage. Tandem is successfully transitioning from a digital challenger to a dominant specialist lender in the UK market.