Curvestone AI Partners with Connect to Automate Compliance for 350+ Mortgage Firms

Curvestone AI has partnered with Connect for Intermediaries to deploy its AI-driven compliance platform across the network’s 350 member firms. For fintech professionals, this represents a shift from manual spot-checks to 100% automated file coverage, significantly reducing operational risk and human labor costs while enabling mortgage and protection firms to scale without increasing headcount.

What was announced

The partnership involves the full-scale roll-out of Curvestone’s AI compliance platform to Connect for Intermediaries’ network of 350 firms. The primary objective is to transition firms from traditional spot-checking—where only a small fraction of files are reviewed—to a comprehensive system that audits every single case. This 100% coverage model is designed to de-risk businesses by providing an audit-ready evidence trail for every transaction, effectively turning compliance into a growth-enabling function.

The platform automates a variety of regulated checks, including full case-file reviews, financial promotions monitoring, and financial crime controls. It is specifically tailored for UK-based mortgage brokers, networks, lenders, and wealth advisers. A key technical component of this deployment is the integration with OMS, a CRM system used by the network. This integration allows for seamless data transfer, preventing the need for manual entry into Curvestone’s proprietary system.

According to the firms, a manual human review of a mortgage or protection case typically takes between two and three hours, depending on complexity. The Curvestone platform reduces this process to minutes. This efficiency gain allows compliance teams to pivot toward higher-value activities, such as coaching and training, rather than repetitive administrative oversight. The first phase of the roll-out is currently underway, with future enhancements expected to allow advisers to perform pre-checks before submission.

"As a network, we need to compliance file-check the mortgage and protection cases that all the firms do with a full check taking a human typically 2-3 hours to complete, depending on the complexity. Using Curvestone has brought that down to minutes, allowing our team to spend more time on high-value items such as coaching and training. In addition, the integration with OMS has improved that efficiency even further, as it saves the team having to transfer the information into Curvestone's own system. Going forward, the OMS integration will also facilitate the ability for advisers to do pre-checks of their own before cases are sent to compliance for file reviews."

Liz Syms, CEO at Connect for Intermediaries

The companies involved

Curvestone AI is a specialized technology provider focused on AI compliance automation within the regulated financial services sector. The firm has positioned itself as a solution for firms looking to transform compliance from a cost center into a growth function. By leveraging artificial intelligence to handle high-volume regulatory tasks, the company serves a broad range of UK financial entities, including mortgage networks and wealth management advisers. Dawid Kotur serves as the Founder and CEO at Curvestone.

Connect for Intermediaries, operating via its website connectbrokers.co.uk, is a prominent UK mortgage network that provides support, technology, and regulatory oversight to its member firms. The organization manages a network of 350 firms, overseeing mortgage and protection cases to ensure they meet strict regulatory standards. Connect has a history of expanding its reach through strategic partnerships with lenders and technology providers, maintaining a significant presence in the intermediary market. The network’s adoption of AI tools highlights a broader trend among intermediaries to modernize their back-office operations to handle increasing regulatory scrutiny in the UK mortgage market. Liz Syms is the CEO at Connect for Intermediaries.

What FF News has reported before

FF News has closely followed the growth of both companies as they expand their footprints in the UK fintech ecosystem. Curvestone AI recently gained significant industry recognition when it was selected for the Barclays Eagle Labs Scaleup Programme, a move intended to drive innovation in AI compliance. This followed the announcement that Curvestone AI Joins OpenAI Partner Network to further scale its automation capabilities. Meanwhile, Connect for Intermediaries has been active in strengthening its lending panel, as seen when Connect for Intermediaries Strengthens Panel with Addition of StreamBank. The network also played a key role in the launch of new market entrants, as reported in Connect for Intermediaries Joins Select Panel of Packagers for Newly Launched Lender Afin Bank.

What this means

This partnership signals a critical turning point for the UK mortgage and protection sectors, where manual compliance has long been a bottleneck to scalability. By moving from 5% or 10% spot-checks to 100% automated coverage, the industry is effectively raising the bar for what constitutes "adequate" oversight. This puts significant pressure on traditional networks that still rely on human-heavy review processes, as they will struggle to match the speed and risk-mitigation profiles of AI-enabled competitors. The integration with existing CRM systems like OMS is the real needle-mover here; it proves that AI is no longer a standalone experiment but a functional utility that must live where the data already resides.