LHV Bank Launches Easy Access Savings Account Paying 4.25% AER
By Dominic Sow · 27 November 2025
LHV Bank has today launched its new Easy Access savings account paying a highly competitive 4.17% Gross/4.25% AER on balances up to £100,000.
This straightforward, no-gimmicks savings product gives savers the freedom to access their money whenever they need it with no withdrawal limits and no bonus rates or penalties.
The new Easy Access account complements LHV Bank’s interest-paying Current Account, which tracks the Bank of England base rate and currently pays 4.00% AER on balances up to £1 million, as well as its range of Fixed Rate Bonds. Together, they offer savers a choice of flexible and fixed-term options designed around simplicity and fair value.
Kris Brewster, Director of Retail Banking at LHV Bank, said:
"This is the savings account we believe the UK market has been waiting for. It’s transparent, flexible, and genuinely rewarding.
“We’re cutting through the noise of bonus rates and hidden conditions to offer a clear proposition for savers who value simplicity and strong returns."
This product offers more choice to non-ISA savers, particularly those aged under 65 who in the longer term are now facing a reduced cash ISA limit of £12,000 per year from April 2027 as announced in yesterday's budget.
Customers can open and manage their accounts easily via the LHV Bank App. All deposits are protected under the Financial Services Compensation Scheme (FSCS) up to £85,000 per person, increasing to £120,000 from 1 December 2025.
To open an Easy Access savings account, customers must hold an LHV Current Account. This account is used to fund LHV savings accounts and there’s no requirement to use it for everyday banking.
About the companies
LHV Bank
Part of LHV · Website · 32 stories and 3 video interviews on FF News since 2023
Previously on FF News:
- LHV Bank Joins PRA and FCA Scale-up Unit to Accelerate UK Growth Strategy 27 October 2026
- LHV Bank Launches Agentic AI for Customer Support in Partnership with Gradient Labs 20 October 2026
- EXCLUSIVE: "A Team Effort!" - James Bushby and Rivo Uibo,, Tuum, and Chris Wordsworth, LHV Bank in 'The Fintech Magazine; 13 October 2026
Companies in this story: LHV Bank
People in this story: Kris Brewster