Evrotrust and Trustfull Partner to Secure Digital Identity and Combat Fraud Across Europe

Evrotrust and Trustfull have formed a strategic partnership to integrate real-time digital risk intelligence with qualified identity verification. For fintech professionals, this represents a shift toward "pre-KYC" screening, allowing firms to filter fraudulent actors using phone, email, and IP signals before the more expensive and friction-heavy regulatory onboarding process begins.

What was announced

The collaboration merges Evrotrust’s infrastructure as a European Qualified Trust Service Provider (QTSP) with Trustfull’s real-time digital intelligence. Evrotrust currently enables businesses and public institutions to remotely verify and authenticate users through eIDAS-compliant digital identity services, qualified electronic signatures, and other regulated trust services. The platform is already used by more than 300 organisations and over 1.8 million registered users, with identity verification capabilities supporting documents from more than 60 countries.

Trustfull adds an additional layer of intelligence by analysing hundreds of digital signals associated with phone numbers, email addresses, and IP addresses. These signals help identify disposable contact information, inconsistencies between identity attributes, and proxy usage. A key feature of this partnership is the "pre-KYC" layer, which allows organisations to assess the risk associated with a prospective customer at the earliest stage of the onboarding journey. This enables businesses to identify higher-risk applicants earlier and apply more targeted verification or enhanced due diligence where appropriate. Together, the companies provide a more complete view of digital identity risk, from pre-KYC assessment through to subsequent customer interactions, helping organisations make more informed, risk-based decisions throughout the customer lifecycle.

The integration is particularly relevant for organisations operating across financial services, lending, payments, telecommunications, and public-sector digital services. It is also designed to align with the evolution of Europe’s digital identity framework under eIDAS 2.0 and the adoption of the EU Digital Identity Wallet. The two companies will also pursue joint commercial opportunities across Europe, with an initial focus on regulated industries and organisations operating across multiple markets.

"As digital identity becomes more widely adopted across financial services, government and other regulated sectors, customers increasingly need to understand not only whether an identity is verified, but also the digital risk surrounding an interaction. Combining Evrotrust’s trusted identity capabilities with Trustfull’s digital intelligence allows us to give customers that broader context while supporting secure digital growth across markets."

Lovro Persen, Director Documents and Fraud at Evrotrust.

The companies involved

Evrotrust is a European Qualified Trust Service Provider (QTSP) that specialises in digital identity and trust services. The company operates within the eIDAS regulatory framework, enabling both public institutions and private businesses to authenticate users and execute qualified electronic signatures remotely. Its market position is particularly strong in Central and Southeast Europe, where it facilitates cross-border digital interactions. The company's infrastructure is currently utilised by a broad range of businesses and public institutions to maintain regulated trust services.

Trustfull is a specialist in digital risk intelligence and fraud prevention. The company focuses on "silent" authentication and risk scoring, using non-intrusive data points like telecommunications signals and email metadata to detect fraud without increasing user friction. Its platform is designed to provide real-time intelligence across borders, complementing traditional identity checks with deeper digital context.

The broader market context includes companies such as Nexi, ING, and Santander. These organisations, along with others like Elavon and Decathlon, operate in a landscape where identity assurance and fraud prevention are increasingly interconnected. Other entities in the digital ecosystem, including Scalapay, Sofinco, and Cofidis CZ, also maintain a presence in sectors where the intersection of AML controls and digital risk intelligence is becoming a critical operational requirement. This partnership supports the expansion of both companies into new European markets, leveraging their existing footprints to serve a growing base of regulated clients.

What this means

This partnership highlights a growing industry trend: the move away from "point-in-time" identity checks toward continuous risk assessment. By introducing a pre-KYC layer, the industry is acknowledging that traditional verification is often too late or too costly to be the first line of defence. This puts pressure on legacy KYC providers who lack real-time digital signal analysis. The focus on eIDAS 2.0 also suggests that as the EU Digital Identity Wallet nears, the competitive advantage will shift to those who can verify not just the document, but the digital behaviour behind the transaction. The challenge remains whether this dual-layered approach can truly reduce friction or if it adds another layer of complexity for regulated firms.