Brickflow and Together Launch Instant Automated Decisions-in-Principle for Commercial Brokers

Quick Summary

Brickflow and Together have launched AutoDIP, an exclusive feature providing automated Decisions-in-Principle for commercial property brokers. This integration allows brokers to receive instant lending decisions for bridging and commercial term loans within seconds, significantly reducing manual friction and accelerating the commercial property finance application process for UK borrowers.

How Does AutoDIP Improve Commercial Property Finance?

Commercial property finance often suffers from manual bottlenecks during the initial assessment phase. The AutoDIP feature eliminates these delays by providing instant automated decisions for Together’s bridging and commercial term products directly through the Brickflow platform. By removing the need for manual intervention, the system ensures that brokers receive certainty in seconds rather than days.

• Instant DIP results delivered within seconds of submission.
• Zero manual intervention required for initial Together loan shortlisting.
• Reduced manual errors by automating the appraisal data review process.

This technical collaboration allows real-time data exchange between the platform and the lender, ensuring that the terms presented to clients are confirmed and actionable immediately.

What Challenges Does This Automation Solve for Brokers?

The broker application journey is frequently hindered by slow lender response times, particularly for complex cases. Research indicates that 32% of lenders view decision-making speed as a top priority for improvement, while 16% of brokers identify the DIP stage as a major friction point. AutoDIP directly addresses these lending pain points by streamlining the workflow.

• 16% of brokers report complex cases stall at the DIP stage.
• 32% of lenders prioritize faster decision-making for operational growth.
• 160 specialist lenders are currently accessible via the Brickflow panel.

“This launch represents a meaningful step forward in modernising the broker application journey. By delivering instant DIPs through automation, we’re providing brokers with faster certainty, reducing friction, and helping them progress cases more efficiently for their clients.” said Glenn Franklin-Jones, Director of Lender Relations at Brickflow.

How Does Together Benefit from This Integration?

For established lenders like Together, deep technical integration with digital lending platforms is essential for maintaining a competitive edge. By automating the Decision-in-Principle, Together can handle a higher volume of enquiries without increasing administrative overhead. This specialist secured lending approach ensures that individual merits are still considered while leveraging the speed of modern fintech infrastructure.

“Working with Brickflow allows us to deliver faster, clearer outcomes for brokers at the very start of the lending journey. Instant automated DIPs help brokers move with confidence and provide borrowers with certainty sooner.” said Tanya Elmaz, Managing Director, Intermediary Sales at Together.

FF NEWS TAKE:

This partnership definitely moves the needle for commercial property finance. While retail mortgages have seen significant automation, the commercial and bridging sectors have lagged behind due to complexity. By delivering instant automated decisions, Brickflow and Together are setting a new standard for transparency and speed. This isn't just a minor update; it's a structural improvement that reduces the 'black hole' of lender waiting times, providing brokers with the real-time certainty required in a volatile market.