Open Banking Expo UK & Europe 2026: Vinted, Santander, and Monzo Leaders to Headline Speaker Line-up

Quick Summary

The Open Banking Expo UK & Europe 2026, scheduled for October 13-14, features a high-profile speaker lineup including executives from Vinted, Santander, and Monzo. The event focuses on the transition of Open Finance from roadmap to commercial reality, covering A2A payments, Smart Data, and AI integration.

How is Open Finance Evolving into a Commercial Reality?

The Open Banking Expo serves as the primary stage for discussing the shift from theoretical frameworks to tangible business value. As the industry moves beyond initial compliance, the focus has pivoted toward scaling financial services and creating sustainable revenue models through Smart Data delivery. Key sessions will address:

• The transition from Open Banking to comprehensive Open Finance frameworks.
• Strategies for turning Smart Data into real-world consumer and business products.
• The role of regulatory evolution in the UK and European markets.

Industry leaders from Deutsche Bank and Nordea will share insights on how traditional institutions are adapting to these rapid technological shifts to maintain a competitive edge in the digital economy.

What Role Will A2A Payments Play in Future Financial Services?

A significant portion of the event is dedicated to the next generation of payments, specifically focusing on account-to-account (A2A) innovation. As digital wallets and instant payment rails become the norm, the Open Banking Expo highlights how merchants and banks can leverage these tools to reduce friction and costs. Speakers from Vinted and Nationwide will explore:

• The integration of A2A payment flows within retail and commercial environments.
• Combating fraud and scams in an era of instant, high-velocity transactions.
• The impact of digital identity on securing the payment ecosystem.

By bringing together payment strategy specialists and technology leaders, the event aims to define the standards for secure digital wallets and seamless cross-border financial interactions.

Who are the Key Speakers Shaping the 2026 Fintech Agenda?

The 2026 lineup features a diverse array of global fintech innovators and banking veterans. The Open Banking Expo brings together voices from both challenger banks like Monzo and Starling and established giants like BNY and Capital One. This cross-pollination of ideas is essential for driving industry-wide innovation. Notable participants include:

• Garreth Dorree (Vinted) and Maëva Vinet (Santander UK) discussing product ownership.
• Joe Wilson (bunq) and Conrad Ford (Allica Bank) on growth and strategy.
• International perspectives from Open Finance Brasil and the Bank for International Settlements.

These experts will provide a roadmap for AI integration and data-driven decision-making, ensuring that Open Finance remains at the forefront of the global financial services conversation.

FF NEWS TAKE:

The Open Banking Expo continues to move the needle by shifting the conversation from "what is possible" to "what is being delivered." The inclusion of heavyweights like Vinted and the BIS suggests that Open Finance is no longer a niche fintech topic but a core pillar of global economic infrastructure. This event is a critical barometer for the industry's readiness to handle Smart Data at scale.