About The Clearing House

Instant payments adoption is accelerating—and payments are getting bigger. In Q2 2025, the RTP® network, the largest instant payments system in the United States operated by The Clearing House that averages 1.18 million payments each day, processed $481 billion in payments, a 195% leap in value from the previous quarter. What’s behind the surge? Businesses and financial institutions are embracing larger, faster transactions, thanks to the network’s increased transaction limit of $10 million, introduced in February.

Recent action from The Clearing House to increase the transaction limit on real-time payments from $1 million to $10 million is fueling new use cases in business-to-business payments among Bank of America clients

Transaction volume on the EPN® system, the ACH network operated by The Clearing House Payments Company L.L.C., grew 6.2% in 2024, continuing the trend of yearly ACH volume and value growth. In 2024, the EPN system processed 20.7 billion transactions worth $56.4 trillion, approximately half of the U.S. ACH commercial volume last year.

Today, The Clearing House and BNY (NYSE: BK), announced the successful completion of the largest […]

The RTP® network has achieved a major milestone, surpassing 1 billion payments – just 18 […]

More consumers and businesses than ever before benefited from real-time payments on the RTP® network […]

The Clearing House, the operator of the RTP® network, the largest instant payments system in […]

The RTP® network, the largest instant payments system in the United States operated by The […]

Modern Treasury, essential infrastructure for the new era of payments, has announced that it has […]

The Clearing House Association, Bank Policy Institute, Consumer Bankers Association, and American Bankers Association sent […]

Consumers and businesses sent $1 billion in instant payments on June 28 over the RTP® […]

MUFG Bank, Ltd., one of the largest banks in Japan, and Crédit Agricole Corporate & […]

The CHIPS® network, the largest private-sector high-value clearing and settlement system in the world, which […]

Galileo Financial Technologies, a leading financial technology company owned and operated independently by SoFi Technologies, […]

Mastercard and The Clearing House (TCH) have announced an extended multi-year partnership, bringing the companies […]

The Clearing House (TCH), the leading innovator and operator of U.S. payments networks, announced today […]

We are pleased to announce the Finalists for the FF Awards 2023, sponsored by JobsOhio. […]

The 2023 AFP® Real-time Payments Survey, conducted by the Association for Financial Professionals® (AFP) and sponsored […]

The RTP® network, the instant payments system operated by The Clearing House that is available […]

Using the Request for Payment (RfP) capability on the RTP® network, the instant payments system […]

The Clearing House’s RTP® network, which has been providing instant payments to millions of consumers and businesses […]

Alacriti, a fintech company specializing in payments, announced today that it has partnered with Socure, […]

The Clearing House (TCH) today announced that President & CEO Jim Aramanda will be retiring […]

The Clearing House‘s Elena Whisler talks about the global effort among governing bodies and financial […]

The Clearing House‘s Elena Whisler discusses the rapid increase in digital B2B payments throughout the […]

Payments 20 (P20), the leading voice of the global payments industry, has published a new […]

In this segment of The Paytech Show, The Clearing House’s Elena Whisler discusses the payment […]

In this segment of The Paytech Show, we introduce Elena Whisler, the SVP of Sales […]

Real-time payments are taking the world by storm, with the reliance on cash and cheque […]

Elena Whisler, SVP, Sales and Relationship Management at The Clearing House (TCH), describes how it’s […]

Open Payment Network (OPN), a technology provider that enables instant payments, today announced that it is […]

Thousands of financial institutions will be able to simplify and accelerate the enablement of real-time […]

EBA CLEARING, SWIFT and The Clearing House (TCH) announced today that they plan to launch […]

TD Bank, America’s Most Convenient Bank®, today announced that TD Auto Finance has launched real-time payments […]

With the support of banks from both sides of the Atlantic, EBA CLEARING, SWIFT and The Clearing […]

Payfare is pleased to announce that it is expanding its partnership with Stride Bank to offer […]

DailyPay, the leader in on-demand pay, has teamed up with PNC Bank and The Clearing […]

BNY Mellon today announced that it has launched a first-of-its-kind real-time electronic bill (e-bill) and […]