Interoperable Financial Plumbing: Fiat-to-tokenised Settlement and Modular Multi-Rail Cores
By Clive · 23 July 2026

In this discussion, Philip Share from Payment Spayce explores the evolving landscape of financial infrastructure, focusing on the critical need for interoperable plumbing that bridges traditional fiat systems with emerging tokenised assets. The conversation highlights how modular, multi-rail cores are becoming essential for financial institutions looking to scale and adapt to a multi-currency, multi-asset world.
Share explains that the industry is moving away from rigid, legacy silos toward a more fluid environment where continuous scalability is not just an advantage, but a requirement. By leveraging advanced settlement technologies, firms can ensure that fiat-to-tokenised transactions occur with the same level of security and speed as traditional payments, while maintaining the flexibility to integrate with various blockchain and DLT networks.