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TransFi Inc. Raises $19 Million to Build an Emerging Markets–Focused Global Payments Platform on Stablecoin Rails BFSI Philippines Summit 2026 to Spotlight AI-Driven Transformation in Financial Services AutoRek & Microsoft: Why Reconciliation Is Becoming Strategic EXCLUSIVE: “Freedom Calling” – Timur Turlov, Freedom Holding Corp in ‘The Paytech Magazine’ Nationwide Launches Teacher Accreditation to Boost Financial Education in Schools Ant International Becomes Official Sponsor of The Argentine National Football Team DNERO Launches Borderless Neobank Powering the Rise of the Latino Economy CV5 Capital Builds the Next Generation of Cayman Fund Infrastructure for Digital Assets BankDhofar Introduces Neo Corporate Internet Banking iwoca Launches Credit Compass to Help Millions of SMEs Understand and Improve Their Business Credit Score YouLend Scales Embedded Capital Finance in Europe: Announces New Berlin Office Certua Life Becomes First New UK Life Insurer in Nearly Two Decades Nolana AI Selected for Lloyd’s Lab Cohort 16 to Improve Operational Efficiency in Specialty Insurance Singapore’s MetaComp Raises Pre-A+ Round Backed By Alibaba, Closing Total US$35 Million Pre-A Funding in 3 months to Accelerate Asia’s Regulated Web2.5 Pay and Wealth[1] Group-Level Platform IuteBank Begins Operating as a Regular Bank in Ukraine

July 30 2025

The Future of Competitive Advantage in Banking and Payments | Part 1 | Bottomline

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Mike, founder of Northey Point and the former CEO of Bacs Payment Schemes Limited. He has an established reputation as a thought leader in payments innovation, real time infrastructure and regulatory change within financial services. After spending decades leading innovation across UK and European payments, Mike continues to apply deep levels of insight into many of the most pressing issues facing the payments industry. 

In the most recent report – The Future of Competitive Advantage in Banking and Payments – which Bottomline have led on a global basis, Mike explores findings from over 500 senior payments professionals from banks, FIs and fintechs. In exploring the findings the report found that legacy infrastructure is a huge barrier to adoption of real time payments (30% of 500 participants even consider it is a dreaded barrier!) and in terms of compliance to changing mandates – 93% of participants are concerned they will not meet requirements.

At the heart of this really is ISO 20022 – it represents a transformational touchpoint shifting thinking at every link in the payments value chain. With the SWIFT November 2025 date looming, Mike is indicating its the time for the industry to move on from strategy to execution, particularly around end to end readiness/enrichment of data and other operational aspects.

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Zhenya Winter, Bottomline | Fintech Finance

Zhenya Winter

Bottomline
Mike Chambers

Mike Chambers

Northey Point

Companies In This Post

Bottomline
Northey Point

Northey Point
  1. TransFi Inc. Raises $19 Million to Build an Emerging Markets–Focused Global Payments Platform on Stablecoin Rails

    Funding

     Read more
  2. BFSI Philippines Summit 2026 to Spotlight AI-Driven Transformation in Financial Services

    Events

     Read more
  3. AutoRek & Microsoft: Why Reconciliation Is Becoming Strategic

    Fintech TV

     Read more
  4. EXCLUSIVE: “Freedom Calling” – Timur Turlov, Freedom Holding Corp in ‘The Paytech Magazine’

    The Paytech Magazine

     Read more
  5. Nationwide Launches Teacher Accreditation to Boost Financial Education in Schools

    Fintech

     Read more
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