Is Fintech the New EdTech? Why GoHenry is Releasing Free Curriculum Videos Ahead of 2028

While the UK government has committed to mandatory financial education in primary schools, the full rollout isn’t slated until September 2028. To bridge this multi-year “education gap,” GoHenry has democratized its proprietary learning content, releasing 80+ “Money Mission” lessons for free on YouTube.

I recently stood in the House of Commons…not for a political debate, but to witness a milestone in the fintech-for-good movement. The atmosphere was a mix of celebration and “about time.” For five years, a coalition of fintech leaders, educators, and young advocates has lobbied for financial literacy to be more than just an elective.

Now that the goal is in sight, the focus has shifted from if we should teach kids about money to how we do it in a world where physical cash is nearly extinct.

The 2028 Problem: Why We Can’t Wait

The headline news is fantastic: financial education is officially becoming compulsory in England from primary school age. However, as GoHenry founder and all around bloody legend,  Louise Hill pointed out during the event, the “new curriculum won’t be put into place until September 2028”.

For a seven-year-old today, that means they’ll be nearly eleven before the first official government lesson hits their desk. In the fast-moving world of digital finance, that is a lifetime.

The YouTube Pivot: Lessons for the “Tapping” Generation

GoHenry’s response to this delay is a masterclass in market-led intervention. By moving their Money Missions previously a subscriber-only perk to YouTube, they are providing a free, curriculum-mapped resource for every family in the UK. It’s weird small things like this, that even if to just a single person, can have a huge meaningful impact 

These aren’t dry lectures. They are “bite-sized” videos tailored to three distinct age groups:

• Ages 6–10: Basics of earning and saving.
• Ages 10–14: Introduction to more complex budgeting.
• Ages 14+: Deep dives into investing and the digital economy.

When parents ask, “How do I teach my 7-year-old about money for free?”, the answer is no longer just “open a piggy bank.” It’s a structured, digital-first curriculum that addresses the reality that kids today learn by “observing or swiping,” not by counting coins. Also when was the last time you used coins? 

Even Bluey points this out (with a coin they find that is stuck in the public coin-operated telescope at at lookout.: In the episode “The Sign”) 

The “Dose-Dependent” Effect

Dr. Marcel Lukas from the University of St Andrews shared some striking research at the event. His team found a “dose-dependent” reaction to these lessons:

• Completing just one Money Mission can immediately change a child’s financial behavior.
• Over a six-month period, kids who engaged with the content were saving more and spending less.
• The app acts as a “teachable moment” generator, prompting kids to ask their parents why they work or how taxes function.

The FF News Take: Fintech as the New EdTech

While the government works through the bureaucracy of policy frameworks, this event signaled that the private sector is no longer waiting for permission to lead. 

As Eashan (aged 14 from Essex and on GoHenry’s Kids Advisory board) aptly noted, we cannot expect young people to swim if we keep throwing them into the deep end without lessons. 

By open-sourcing their educational “Money Missions,” GoHenry is effectively bridging a four-year gap that the state cannot fill alone. 

The tools are live, the research proves they work, and the pressure is now firmly on the Department for Education to ensure that by 2028, the classroom experience is half as engaging as the one already sitting in a student’s pocket.