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Saturday, October 25, 2025
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How Does the Partnership Between ACI and TCH Enhance the Adoption and Implementation of Real-Time Payments? | ACI Worldwide

ACI Worldwide doesn’t just collaborate with banks – we facilitate their operations. Today, the majority of U.S. financial institutions rely on our software stack to provide their users with meaningful, secure, innovative, and real-time payment experiences.

From the moment The Clearing House (TCH) introduced real-time payment rails in the U.S., ACI acted quickly to connect their technology. The early relationship afforded the bank’s immediate ability to implement real-time capabilities to provide customers with smarter, faster, and more reliable ways to pay and get paid.

ACI has been working closely with TCH since 2017 to generate excitement and increase adoption within the banking ecosystem. The mission is clear: to help banks make real-time payments available to more customers and to help more of their customers realize the benefits of the real-time economy. It’s more than just building technology. It’s about opportunity – putting banks in a position to provide more value to their customers, improve cash flow in their business, and gain market share in competitive and rapidly changing markets.

The future of payments isn’t coming, it is already here. With ACI’s best-in-class technology and deep industry knowledge, financial institutions are best positioned to enable their customers to lead, innovate, and capitalize like never before.

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