About Vadim Kulik

Vadim Kulik was born on 14 August 1972. He graduated from Dmitry Mendeleev University of Chemical Technology of Russia and Plekhanov Russian University of Economics with a major in finance and credit. He started his professional career in 1995 working as an economist at Imperial Bank. Between 1998 and 2004, he held senior positions at Probiznesbank, and joined VTB24 in 2004 as Senior Vice President - Director of Risk Analysis Department. By 2008 he was promoted to the position of Senior Vice-President - Director of Lending and Risks Department. Between 2008 and 2017, Mr Kulik worked at Sberbank, where he moved up the ranks from being Head of the Directorate for creating a centralised lending back-office for retail customers to Deputy Executive Board Chairman in charge of Technology and Risk units. Later he took the position of First Deputy Chairman of the Executive Board at Otkritie, and worked as Deputy Board Chairman at Gazprombank between 2017 and 2019, where he was in charge of information technology, risks and operations. Mr. Vadim Kulik also formerly worked at DenizBank AS, as Director in 2012, Sberbank Leasing CJSC, as Director from 2015 to 2017, Sber Bank OJSC, as Director from 2012 to 2017, Sberbank-Technologies JSC, as Director, Sberbank Russia PJSC, as Senior Vice President from 2010 to 2013, Gazprombank OJSC, as Head-Risk Management & Information Technology, Bank VTB 24 JSC, as Senior Vice-President from 2004 to 2008, Moscow Exchange MICEX-RTS PJSC, as Member-Supervisory Board from 2020 to 2022, Sberbank Europe AG, as Member-Supervisory Board, and Akb Probusinessbank OJSC, as Vice President-Credit Risks from 1998 to 2004.