About Thomas Ho

CEO & Founder of Thomas Ho Company Ltd (THC Financial Engineering), a New York-based financial technology company. THC Financial Engineering specializes in Asset Liability Management (ALM) solutions for banks and credit unions and has been helping clients since 1987. THC provides cloud-based software solutions to manage balance sheet performance using state-of-the-art financial models dealing with interest rate, liquidity and credit risks. Consultant to major financial institutions including AIG from 1999-2005. He designed the global risk management system, ALM processes for the life companies, and risk monitoring for derivatives. Prior to July 1999, he was an Executive VP of BARRA, Inc., where he headed the Research Group in New York City. He integrated the fixed-income systems with the equity systems. When Tom founded (Global Advanced Technology) GAT in 1987, he developed cutting edge technology for delivering innovative solutions to 250 major global institutional clients. Out of the top 10 largest life insurance companies then, nine of them were GAT clients. GAT formed an alliance with Tillinghast that was the 1st to introduce an economic value based asset and liability management process.