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Friday, October 03, 2025
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Teemu Karuluoto

About Teemu Karuluoto

https://nocfo.io/
I started my entrepreneurial journey in a very profitable potato business when I was six years old. I collected the potatoes from my grandpa’s field (didn’t pay a dime for them) and sold them to my other grandparents for a sum that I was able to negotiate that day. That may have been my first entrepreneurial experience but certainly not the last. Currently, most of my time is spent on Pienvarastokeskus.fi. I have done everything from accounting to marketing which has provided me the possibility to fully know how the business is or should be structured. I have first-hand experience in digital marketing (Google, Facebook), building websites (Wordpress) and automating the processes for small business with different solutions. My experience in Exio Capital Partners combined with my academic background in Finance and Business Analytics has given me great analytical skills especially when it comes to evaluating small companies with diverse models. If you need any help with building your business from scratch (e.g. with a website or starting digital marketing), with evaluating small companies over different industries or if you just would like to have a cup of coffee, send an email or message my way.

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