About Prashanth Ranganathan

I spent the past 20 years building a career in product, tech and big data. I am most passionate about building great consumer products at scale. Prior to founding Paysense – the leading digital lending startup in India, I was the head of Product for PayPal across Asia-Pacific. Through my time at PayPal and now at Paysense I have learnt a lot about risk, credit, underwriting and collections and how each of these can be fundamentally affected through the use of data and technology.

Paysense has redefined how credit is extended in emerging markets, how the age old paper process can be made fully digital and how impact can achieved at a massive scale by such a small team. We are a small team positively impacting the lives of tens of thousands each month. The best is that we are just getting started!