About Joseph Petrelli

HOW I DO IT: Demotech has served the insurance industry by providing accurate and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurance companies, life and health insurance companies, public entity pools, and Title underwriters. FSRs are a leading indicator of the financial stability of insurers. Our rating process provides an objective baseline for assessing solvency based upon changes in financial stability, as presented in an insurer's balance sheet. FSRs are based upon a series of quantitative ratios and considerations that comprise our Financial Stability Analysis Model. As an independent financial analysis firm, Demotech has a proven track record of predicting financial stability in the insurance industry. As the first company to have its rating process formally reviewed and accepted by Fannie Mae, Freddie Mac, and HUD, Demotech has been leveling the playing field by offering FSRs to insurers of all sizes. Our system is simple and straightforward and assigns the rating you deserve. We rate insurers based on their business model, not financial size, providing smaller and specialty insurers the opportunity to grow. ONE SIZE RATING AGENCY DOES NOT FIT ALL: The National Council of Insurance Legislators passed a Model Act emphasizing that the states, not a single privately held rating-agency, regulates t the insurance industry. In the NCOIL Model Act, Demotech was identified as a “competent rating agency”. SERVICES I PROVIDE: Financial Stability Ratings (FSRs) of for Property & Casualty insurance companies, life and health insurance companies, public entity pools, and Title underwriters. WHAT OTHERS SAY: ? "Joe Petrelli's native ability to assess, evaluate and rate experience and factual data objectively is one asset whose strength is off the charts! He has practiced and preached his faith in transparency and accountability before the business schools and business got religion." Steve Acunto, Insurance Advocate & Business Insurance ? "I do want to thank you for doing such an outstanding job so consistently, and for being such a benefit to small and mid-sized insurers and pools across the country." Peter M. Feeney, Managing Partner, Chelsea Rhone READY TO TALK? Connect with me here on LinkedIn!