About Caroline Birchinall

Caroline Birchinall, Financial services, card and payments specialist with extensive experience of all aspects of the payments industry. Strategic thinker, commercially focussed and goal oriented. Strong communication and presentation skills, international product development background with an emphasis on new initiatives and innovation. Currently leading Visa's E-Commerce Authentication development with previous experience in Proposition development, Credit Product Development, Co-branding, Acceptance development, E-Commerce and Prepaid. Retail banking experience in product development, branch operations and corporate banking relationship management. Caroline Birchinall, based in London, GB. She brings experience from previous roles at  HSBC. She holds a BSc in Zoology @ University of Nottingham.