About Brian Shniderman

Over 30 years focused on payments of every kind, between all types of parties, and in almost every major country.

Passionate about bringing transparency and fairness to consumers and merchants, as well as new payment rails to banks and processors to help them innovate and remain relevant.

Introducing Buy Now Pay Smarter to the US market, a better BNPL (2.0) for savvy consumers and merchants who care as much about their customers as their increased revenue.

Previously founded the globally ranked #1 Payments consulting practice. Developed solutions for 33 years across issuers, merchants, corporates, acquirers, networks, processors, fintechs, governments and central banks. Now applying that experience to grow an amazing company, OPY USA.

Created b2b, b2c and c2b innovations touching payments, rewards, loyalty, BNPL, mobile, IOT and social networking. And oversaw the design, innovation, integration and implementation of real time payments solutions, including on the new RTP(tm) rail for TCH, EWS and their member/owner banks and merchant / corporate customers.

Lead several initiatives to gather unique payments data from primary research on consumer and merchant preferences and behaviors for digital FOPs as well as payments specific cost reduction techniques, and trends on the consolidation of payments environments into centralized hubs.

A frequent contributor to banking journals, has published numerous white papers addressing trends, threats, and strategic opportunities in banking and payments, and has been published and featured in Forbes, Fortune, CNN, The Business Standard, Dow Jones, HBR, Wired, CIO, Bloomberg, Boston Globe and the Chicago Tribune.

The views expressed here are Brian’s and do not necessarily reflect the views of a current, former, or future employers or any organization with which he is associated.