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Yorkshire Building Society’s new “Building Financial Foundations” campaign reveals UK renters have an average of £440 in disposable income compared to £872 for homeowners, highlighting widening financial gaps and barriers to homeownership.

After Essentials, Renters Are Left With Half the Disposable Income of Homeowners — but They’re Working Harder To Stay Financially on Track

October 15 2025

Renters in the UK are left with just an average of £440 of disposable income each month after paying for bills and essentials—almost half the £872 reported by homeowners. Yet despite tighter budgets, renters are more proactive in managing their money, with 27% checking their credit score monthly compared to just 20% of homeowners.

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