Zip US Expands Partnership with Stripe to Accelerate Merchant Growth
By Lauren Towner · 23 October 2025

Zip (ASX: ZIP), the digital financial services company offering innovative, people-centered products for everyday Americans, announced the next evolution of its partnership with Stripe, the programmable financial services business. Zip is now available through Stripe’s optimized checkout interfaces, including Elements, Checkout, and Payment Links, empowering US merchants to drive incremental sales while engaging with a broader, financially underestimated customer segment. With a no-code setup, merchants can easily enable Zip directly from their Stripe Dashboard, streamlining integration and enabling Zip’s pay in installments payment method in their Stripe checkout experience.
Merchants can support BNPL with confidence
Zip designs innovative financial solutions with everyday people in mind, and as a result, offers a best-in-class decisioning engine and Payment Experience. The non-payment risk associated with shopper installments is assumed through Zip, so its merchant partners receive full payment upfront. It’s a model that unlocks new revenue while safeguarding margins, empowering merchants to serve confidently.
Key benefits for merchants include:
- Seamless activation – Enable Zip in seconds directly through the Stripe Dashboard.
- Expanded reach – Connect with high-intent shoppers who may have been overlooked by traditional financial services and other BNPL providers
- Conversion uplift – Offer a trusted BNPL option that boosts order values and reduces cart abandonment.
- Full payment upfront – Receive full payment while Zip manages customer repayments.