FF News Logo
Sunday, September 14, 2025

Breaking News

The 4th Financial Innovation Forum – Payments & RegTech Arrives in London Double UK eCommerce Award Shortlisting for Ecommpay Candescent Appoints Donald Chesnut as Chief Design Officer to Drive Digital Innovation Meanwhile Sees Unprecedented Demand for BTC Life Insurance, Offers Policy With 0.25 BTC Minimum Global Payments Announces the Launch of its Genius™ for Enterprise POS Solution Upbound Group Announces Appointment of Chief Growth Officer UPS and American Express Announce Collaboration at the Intersection of Logistics and Payments Zimpler Live With Swish As First Payment Institution Ever Pilot of Cross-Border QR Payment Linkage Launched between China and Indonesia EBANX Launches Integration With Capitec Pay, Enabling Open Banking for Cross-Border E-Commerce in South Africa Weather Protection at Agents’ Fingertips: Vortex Partners with First Connect LianLian Global Partners with UnionPay International to Expand Access to Seamless Cross-Border Money Transfers Introducing MoonTags: Send Any Crypto, to Anyone, Instantly OatFi and GigSafe Partner to Launch Early Pay Program for Contingent Workforce Pathward and Oportun Extend Lending Partnership
Tristán Torres Velat, Chief Commercial Officer at PayRetailers, discusses the need to orchestrate open banking APIs to deliver seamless and intelligent financial experiences across Latin America.

September 12 2025

Open Banking: Not Just Access, But Orchestration

Share this post:

Share on LinkedIn Share on WhatsApp

Tristán Torres Velat, Chief Commercial Officer at PayRetailers said: “Open banking has been talked about for years, but the real challenge isn’t opening the APIs, it’s orchestrating them. Banks, fintechs, and tech platforms now have access to more data than ever, but turning that into connected, intelligent experiences is another story.

“In practice, open banking is exposing just how fragmented financial services still remain across Latin America. It’s easy to celebrate the fact that an API exists; it’s much harder to make it work for real people and businesses, in real time, across multiple markets.

“The conversation needs to move from simple access to designing flows that actually function in context. Success won’t be measured by the number of integrations or dashboards, but by how frictionless, intelligent, and actionable those connections become. If we don’t orchestrate the plumbing, all the open data in the world won’t make life easier for users, or merchants.”

People In This Post

Tristán Torres Velat

PayRetailers

Companies In This Post

PayRetailers | Fintech Finance

PayRetailers
  1. The 4th Financial Innovation Forum – Payments & RegTech Arrives in London

    Events

     Read more
  2. Double UK eCommerce Award Shortlisting for Ecommpay

    News

     Read more
  3. Candescent Appoints Donald Chesnut as Chief Design Officer to Drive Digital Innovation

    Hiring

     Read more
  4. Meanwhile Sees Unprecedented Demand for BTC Life Insurance, Offers Policy With 0.25 BTC Minimum

    Insurtech

     Read more
  5. Global Payments Announces the Launch of its Genius™ for Enterprise POS Solution

    News

     Read more
Gitex Global
More On