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Monday, February 23, 2026
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Kotapay Welcomes Heather Schumacher to Management Team

Kotapay is pleased to announce the appointment of Heather Schumacher as Head of Cards and BaaS Operations. In this role, Heather will lead our credit and debit card operations, as well as deployment and availability of the Kavinu platform.

Heather brings more than 20 years of experience in payments, fintech, and banking operations, including senior-level payments positions at three nationwide card issuers. Heather’s expertise in card program management, bank operations, and strategic partnerships will be instrumental in driving Kotapay’s continued growth in the evolving banking-as-a-service landscape. 

Trent Sorbe, First International Bank & Trust’s Chief Payments Officer shares, “We are thrilled to have another industry leader join our payments management team.  Heather is uniquely well-suited to lead our embedded finance operations, and she shares our vision for BaaS 2.0. Her deep industry knowledge and reputation will be invaluable as we scale Kavinu.”

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