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As Account-to-Account Payments Rise Worldwide, Neema Launches Request-to-Pay for Faster, Cheaper Global Business Transactions

By Dominic Sow · 4 December 2025

Neema launches Request-to-Pay, enabling financial institutions and businesses to collect real-time, low-cost account-to-account payments, with CEO Moshe Kimhi highlighting benefits over traditional card-based transactions.
Neema, a leading global cross-border payments platform catering to financial institutions, today announced Neema Request-to-Pay, a payment collection method for businesses and fintechs available through the company’s platform. The move reinforces Neema’s role as a leader in the broader shift away from card-based payments toward faster, more cost-efficient account-to-account (A2A) transactions. In today’s global economy, most businesses struggle under the high fees and dominance of the Card Schemes (Visa, Mastercard, etc). With Neema Request-to-Pay, financial institutions that use the Neema Platform can collect funds like locals, in real time, at low cost while making the experience smoother and faster for the paying party. This opens significant opportunities for businesses like SaaS companies, online merchants and marketplaces. A2A payments unlock smoother, more predictable cash flow because funds settle in seconds, rather than days, and with fewer intermediaries. They also help boost margins by eliminating card interchange and reducing churn by avoiding card-related failures – expired cards, blocked transactions, insufficient credit – resulting in fewer support tickets, fewer retries, and a cleaner customer experience. Using this new collection method, businesses can now receive funds directly from their customers’ bank accounts, rather than go through card schemes. Neema’s latest offering provides two main benefits for businesses:
  1. The business receives the funds in real time directly to their accounts
  2. Lowers costs by eliminating high card network interchange and processing fees
This move also marks a significant expansion of Neema’s offering of B2B and B2C cross-border payment solutions.  “For global payment and digital wallet providers, this represents an opportunity to expand in a fast-growing market with the same capabilities of local banks - but through a modern, developer-friendly platform,” said Neema CEO and co-founder Moshe Kimhi.

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Neema

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Companies in this story: Neema

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