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Tokio Marine Highland appoints Ray Oral as Chief Operations Officer, with CEO Steve Prymas highlighting Oral’s leadership experience across CNA Insurance, ABN AMRO/LaSalle Bank, and Hiscox USA.

January 9 2026

Ray Oral Appointed COO of Tokio Marine Highland

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Tokio Marine Highland, a leading property and casualty insurance underwriting company, today announced the appointment of veteran insurance leader Ray Oral to Chief Operations Officer, effective immediately.

Oral has more than 40 years of experience in insurance, banking and technology, holding senior leadership roles at CNA Insurance, ABN AMRO/LaSalle Bank, and Hiscox USA. As Chief Information Officer at CNA for nearly a decade, he developed a reputation for driving business transformation, digital innovation, and operational excellence. At Hiscox, he guided the company’s U.S. technology team as Chief Technology Officer.

“Ray’s proven expertise and strategic vision will be instrumental in advancing Tokio Marine Highland’s technology and business goals,” said Steve Prymas, CEO of Tokio Marine Highland. “I’m confident that Ray’s leadership style, which pairs deep technical acumen with clear business pragmatism, will positively contribute to our company culture and empower our teams to deliver results.”

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Steve Prymas | Chief Insurance Officer at Embroker | Fintech Finance

Steve Prymas

Tokio Marine Highland
Ray Oral

Ray Oral

Tokio Marine Highland

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Tokio Marine Highland | Fintech Finance

Tokio Marine Highland
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