allO and finmid Partner to Offer Bespoke Capital to Thousands of Restaurants Across Germany

allO – the all-in-one, fast-growing restaurant software platform – has partnered with finmid, the financial infrastructure innovator, to bring instant, bespoke capital to restaurants and foodservice SMEs across the hospitality industry.

The partnership allows Munich-based allO’s 1000+ restaurants, including LeDu, Slurp, Napoli Group, Giesinger Stehausschank, Hou Tang, KMH, Swaad, ÖEINS, and SAM to apply for tailored cash advances directly through the allO platform. If eligible, verification and approval is handled entirely through finmid’s API, using real-time business performance and transaction data to assess eligibility. 

Once approved, funding is typically received in under 48 hours, avoiding the lengthy paperwork, low approval rates, and delays often experienced through traditional banking routes. These funds can then be used to scale operations however the business chooses – from purchasing new equipment and renovating premises, to investing in staff or marketing. On average, merchants who receive financing via the finmid integration see an uplift of up to 45% in sales in the first six months after financing.

Bridging the gap

The partnership is particularly important for allO’s thriving community of ethnic restaurants, a group that’s long been underserved by traditional tech and finance. Most platforms aren’t built for the complexity these businesses face, while rigid lending models keep many owners locked out of credit. allO’s focus on solving these challenges has made it Germany’s leading POS provider for ethnic restaurants and partnering with finmid takes this mission further, giving owners fairer, faster access to the capital they need to grow.

Cancan Liu, CEO at allO said: “We’ve built allO by staying close to our customers and deeply understanding what it takes to run and scale a restaurant today. This has allowed us to move fast, build real value and our rapid growth is a testament to this. More and more, our customers need access to fast, flexible and personalised financing, and through our partnership with finmid, we can now deliver this. It’s a natural extension of our mission to be the go-to platform restaurants can rely on for every part of their journey.”

Building on momentum

Founded in 2021 by Cancan Liu, Benedikt von Lewinski, and Teodor Rupi, allO is the all-in-one platform that streamlines restaurant operations—from reservations and orders to payments, delivery integrations, and reporting—under a single subscription. With smart tools like kiosk, tablet ordering and kitchen monitors, allO helps restaurants operate more efficiently, delight guests, and grow their business. 

With a mission to help local restaurants thrive, allO has quickly become one of Europe’s most promising restaurant POS and commerce platforms with 1000+ restaurants on the platform. It raised $5m in Seed funding from investors including Harry Stebbings, 20VC, Claire Hughes Johnson, former COO of Stripe, and Mario Götze, the Eintracht Frankfurt player and active VC investor, last year. The restaurant platform is now looking to expand across Europe, having achieved 4X growth in the last 10 months and works with 1000+ restaurants. 

finmid joins allO’s growing list of partners including Stripe, UberEats, Wolt, Liferando and Google.

Harry Stebbings, General Partner at 20VC, said: “Restaurant software in Europe is fragmented and hinders productivity. allO’s fully integrated solution, built alongside and for their customers, represents a significant opportunity to consolidate market share for point-of-sale systems in Europe.”

Max Schertel, Co-founder of finmid, said: “allO has built strong, trusted relationships with restaurants starting in Munich and then right across Germany. We’re proud to support them with the infrastructure they need to further enhance their all-in-one solution with fast, flexible finance – embedded directly into the tools their customers already use. This partnership is just getting started, and we’re excited to expand together.”