Vivid Launches First Crypto Earnings Account for SMEs as Part of Its Broader SME Offering

Vivid, one of Europe’s fastest-growing financial platforms for businesses and individuals, is expanding its services with the launch of a crypto earnings account for SMEs. This makes Vivid the first financial platform to introduce a crypto earnings account as part of a broader SME offering, providing businesses with a fully regulated and instantly accessible way to earn rewards on digital assets. Designed to be simple, flexible, and secure, this new feature enables SMEs to grow their funds effortlessly while maintaining full control over their assets. The account is now available in Italy and Spain, with expansion to additional markets, including Germany, set to follow soon.

Crypto for SMEs – How It Works

Vivid has already introduced crypto accounts for private clients, and now, for the first time, business owners in Spain and Italy can also earn on their digital assets effortlessly. With Vivid’s crypto earnings account, SMEs can:

• Earn staking rewards constantly – as simple as a savings account, but with more attractive Annual Percentage Yield (APY) rewards.
• Withdraw funds anytime – ensuring full liquidity and flexibility.
• Operate in a trusted, regulated environment – providing businesses with financial security.*

Business owners can purchase eligible crypto assets within the crypto earnings account. Once acquired, these assets automatically start generating staking rewards, which are paid out weekly. To participate, customers must first buy and hold staking-supported cryptocurrencies—simply adding funds to the account does not activate earnings. There are no lock-up periods, and staked assets can be accessed or withdrawn at any time—providing a level of flexibility and control that traditional financial institutions typically do not offer. "SMEs need financial solutions that work as hard as they do. With this launch, we are giving businesses in Spain and Italy a smart, simple, and secure way to put their idle funds to work and build stronger financial foundations. This is a major step toward empowering SMEs with the tools they need to grow and thrive in a rapidly evolving economy." – Alexander Emeshev, Co-Founder at Vivid.‍

Regulated and Secure – Vivid’s Compliance in Spain & Italy

Vivid’s crypto earnings account for SMEs is fully licensed, ensuring businesses in Spain and Italy can invest and earn with confidence. The service is provided by Vivid Digital SRL, a Vivid Group entity licensed as a Virtual Asset Service Provider (VASP) by the Bank of Spain and the Italian OAM. This license allows Vivid to offer crypto custody and trading services in Spain and Italy under local regulatory frameworks. As part of Vivid’s commitment to compliance and security, an EU Markets in Crypto-Assets (MiCA) license is on its way, which will allow Vivid to expand the crypto offering throughout Europe. This ensures that SMEs benefit from a regulated, transparent, and legally compliant environment—something that sets Vivid apart in a market where trust is critical.

What’s Next?

• The crypto account for SMEs is now available in Spain and Italy, with Germany and other European markets next in line.
• Local IBANs coming soon: As part of its commitment to Spain and Italy, Vivid will introduce local IBANs in both countries, further enhancing its business banking services.

Learn more about the new crypto earnings account here: https://vivid.money/business/crypto-earn/ *It is important to understand that staking involves the same risks as any other crypto investment product (such as liquidity risk) as well as risks specific to staking. It is recommended to review the complete list of risks before making any decisions.