Ripple and OpenPayd Partner to Deliver Enterprise Ready Stablecoin and Payment Infrastructure

Ripple and OpenPayd have announced a strategic partnership to deliver enterprise-grade stablecoin and payments infrastructure. The Ripple OpenPayd partnership aims to streamline B2B financial services with reliable, scalable blockchain-powered solutions.

Through the partnership, OpenPayd’s global fiat infrastructure including real-time payment rails, multi currency accounts and virtual IBANs will support Ripple Payments, into EUR and GBP. Ripple’s cross-border payments solution, Ripple Payments employs blockchain and digital assets, and a global network of payout partners to deliver fast, transparent, reliable cross-border payments and on/off ramps for banks, crypto companies, and fintechs worldwide.

The partnership also marks a major step forward in the expansion of OpenPayd’s recently launched stablecoin infrastructure. OpenPayd will provide direct minting and burning capabilities for Ripple USD (RLUSD). Businesses will be able to seamlessly convert between fiat and RLUSD, accessing OpenPayd’s full suite of services, including embedded accounts, payments, and trading, via a single API.

RLUSD is an enterprise-grade, USD-denominated stablecoin developed with trust, utility, and compliance at its core – backed by Ripple’s years of experience working with both crypto and traditional finance.

This solution supports a wide range of use cases, including cross-border payments, global treasury management, and streamlined access to U.S. dollar liquidity. As enterprise demand for stablecoins grows, businesses need real-time, compliant infrastructure to manage money globally, and seamlessly between traditional finance and blockchains. This Ripple OpenPayd partnership delivers faster, more transparent, and cost-efficient payment flows.

“Ripple has long been a pioneer in blockchain based payments. By combining Ripple Payments with OpenPayd’s rail agnostic and fully interoperable fiat infrastructure, we are delivering a unified platform that bridges traditional finance and blockchain. This partnership enables businesses to move and manage money globally, access stablecoin liquidity at scale, and simplify cross border payments, treasury flows and dollar-based operations,” said Iana Dimitrova, Chief Executive at OpenPayd.

This Ripple OpenPayd partnership reflects a shared belief that the key to mainstream stablecoin adoption is robust first and last mile fiat infrastructure. Together, Ripple and OpenPayd are delivering the tools enterprises need to move and manage money globally and future proof their payment strategies through blockchain enabled finance.

“The future of global finance depends on seamless interoperability between traditional infrastructure and digital assets. Our collaboration with OpenPayd gives enterprises reliable access to RLUSD, combining the stability and compliance they expect with the connectivity they need. This is how we accelerate real-world adoption of stablecoins at scale,” said Jack McDonald, SVP Stablecoins, Ripple. 

Ripple’s simple, secure, compliant digital asset infrastructure means it is well-positioned to provide the core services that financial institutions need to tokenize, store, exchange and move digital assets. Ripple Payments has near-global coverage with 90+ payout markets representing more than 90% coverage of the daily FX markets, processing more than $70 billion in volume. As digital infrastructure evolves, the Ripple OpenPayd partnership positions both firms as key enablers in the future of enterprise payments and stablecoins.