Paybis Volumes More than Tripled Amid Stablecoin Surge and Institutional Adoption

WHY THIS MATTERS:
Stablecoins are rapidly becoming the settlement layer of choice for institutional crypto activity, reshaping how businesses move value across borders. What was once viewed primarily as a trading hedge is now being used for recurring B2B payments, treasury management and liquidity optimisation. This shift reflects growing frustration with the cost and speed limitations of traditional correspondent banking, particularly for global supplier payments. As on-chain settlement matures, institutions are increasingly keeping capital within crypto rails rather than cycling funds in and out. The result is a structurally different growth pattern—one driven by repeatable business flows rather than market volatility. For the wider payments industry, this signals that stablecoins are moving beyond experimentation and into real operational use, with implications for cross-border payments, cash management and future payment infrastructure.

Paybis, provider of crypto tools to the world’s leading businesses, more than tripled its transaction volume in 2025, driven by surging institutional demand for stablecoin payments. This growth aligns with broader global trends, as stablecoin transaction volumes rose by 33% worldwide, reaching a record USD 37 trillion, according to DeFiLlama data. 

Business-related stablecoin payments have surged from a niche use case to a multi-billion-dollar monthly industry, with tracked flows more than doubling between 2024 and 2025, reflecting a broader institutional shift toward on-chain settlement. 

Institutional transactions now represent 84% of Paybis volume, up from 46% in 2024, with B2B flows growing 564% year-on-year. This reflects a structurally different growth profile driven by professional usage and recurring payments rather than retail trading cycles. Even in Q4, the most volatile period of the year, Paybis’s processed volumes increased by around 107% year‑on‑year, underlining the resilience of institutional demand. 

Corporations increasingly turn to stablecoins for cross-border supplier payments, reducing settlement times from days to minutes while avoiding high banking fees. USDT transaction volumes grew 428%, while USDC surged 6,772% from a small base, driven by both business payments and users managing risk and liquidity. 

“This cycle has been fundamentally institution‑driven, and that shows up clearly in transaction data,” said Konstantins Vasilenko, Co‑founder and CBDO of Paybis. “Capital is staying inside the crypto system, often parked in stablecoins, waiting for the right conditions rather than exiting the market. Until sentiment normalizes and retail confidence returns, activity will look different, and that dynamic isn’t going to change just because we’re in a new calendar year.” 

To meet growing institutional demand, Paybis upgraded its Send platform into an API-first mass payouts solution for enterprises. The platform streamlines global payouts, integrates with existing finance workflows, enhances security with two-factor authentication, and provides richer reporting including wallet addresses and transaction hashes for easier reconciliation. These upgrades exceeded internal adoption targets by 40% and attracted new enterprise clients, including SoftSwiss, Unity Finance, Libernetix, and SLYSE.

This momentum extended beyond enterprise adoption to strategic partnerships across the broader crypto ecosystem. In 2025, Paybis partnered with wallets like Phantom and Trust Wallet, and platforms including Switchere and Onramper. 

FF NEWS TAKE:
The data points to a clear institutionalisation of stablecoin usage. If enterprise-grade tooling and reporting continue to improve, stablecoins could become a default option for international B2B payments. The next indicator to watch is regulatory clarity—because broader adoption will hinge on how comfortably institutions can scale these flows within compliant frameworks.