MoonPay Acquires Iron to Power the Next Generation of Stablecoin Payments

MoonPay, the global leader in crypto payments, today announced its acquisition of Iron: an API-first stablecoin infrastructure platform. This acquisition significantly expands MoonPay’s enterprise offerings, enabling businesses to accept stablecoin payments, unlocking instant, low-cost, and borderless transactions.

Today, businesses face slow, expensive, and fragmented cross-border payment systems. MoonPay’s acquisition of Iron changes that. With Iron’s developer-first APIs, companies can now move money in real-time, manage multi-currency treasuries, and even generate new revenue streams by holding reserves in yield-bearing assets like U.S. Treasury bills.

“This acquisition is a strategic step forward, positioning MoonPay at the forefront of enterprise-grade stablecoin solutions,” said Ivan Soto-Wright, CEO of MoonPay. “With Iron’s technology, we’re putting the power of instant, programmable payments into the hands of enterprises, fintechs, and global merchants.”

What This Means for Businesses

• Enterprises → Eliminate slow bank transfers, manage multi-currency treasuries, and move funds across borders in seconds.

• Fintechs & Payment Processors → Integrate stablecoin rails for fast, secure, and compliance-first payments.

• Marketplaces & Merchants → Accept stablecoins, settle instantly, and avoid the high fees of traditional payment networks.

The acquisition comes at a pivotal moment as stablecoins, DeFi infrastructure, and regulatory clarity converge, creating an ideal environment for enterprises to adopt crypto payment solutions. 

A $290 Trillion Opportunity

The global cross-border payments market is expected to exceed $290 trillion by 2030, but today’s payment networks—SWIFT, Visa, Mastercard—are slow, costly, and outdated.

• SWIFT: 1-5 day settlements, 3-5% fees.

• Visa/Mastercard: Expensive interchange fees.

• Stablecoins: Near-instant transactions, fees as low as 0.1%.

That’s why businesses are racing to integrate stablecoins—in 2024 alone, stablecoin transaction volume hit $27.6 trillion, more than Visa and Mastercard combined.

API-First Infrastructure for Global Money Movement

Iron’s API-first approach makes integrating stablecoins as easy as embedding payments into an app. From treasury automation to real-time cross-border payouts, MoonPay now delivers a full-stack financial infrastructure built for the internet economy.

What MoonPay Now Offers:

• Stablecoin Payments  → Businesses can on/off ramp to stablecoins and make automated payouts/payins

• Treasury & Liquidity Management → Move, store, and earn on digital assets seamlessly.

• Always-On Transactions → 24/7 money movement, eliminating banking delays.

• Regulatory-Grade Security & Compliance → Built-in AML, KYC, and risk management.

MoonPay’s Expanding Enterprise Solutions:

This acquisition follows MoonPay’s recent purchase of Helio, Solana’s premier payment processor, further strengthening its position as a leader in enterprise crypto payments.

From fintech startups to Fortune 500s, businesses can now tap into API-first enterprise-grade infrastructure to power money movement across the world.